CAROLINA ONE MORTGAGE, LLC closing costs and rates (2024)
In 2024, CAROLINA ONE MORTGAGE, LLC originated 507 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,778. That ranks #632 nationally by origination volume. For total closing costs among lenders with 500+ originations, CAROLINA ONE MORTGAGE, LLC ranks #353. That is $37 above the national median of $6,741. CAROLINA ONE MORTGAGE, LLC is most active in South Carolina with 463 originations there.
Purchase Originations
507
Ranked #632 nationally
Median Total Costs
$6,778
+0.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,444
Median Lender Credits
$754
Cost Rank (500+ vol.)
#353
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 337 | 6.625% | $5,430 | $2,926 |
| fha | 93 | 6.375% | $12,071 | $4,247 |
| va | 77 | 6.250% | $9,100 | $3,380 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 463 | 6.625% | $6,706 | #34 |
| Georgia | 44 | 6.500% | $7,182 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,696 | 7.625% | — | 1 | −$5,082 | |
| 2 | $2,112 | 7.500% | — | 1 | −$4,666 | |
| 3 | $3,583 | 6.750% | — | 2 | −$3,195 | |
| 4 | $5,361 | 6.750% | — | 5 | −$1,417 | |
| 5 | $5,570 | 6.625% | — | 159 | −$1,208 | |
| 6 | $6,221 | 6.688% | — | 8 | −$557 | |
| 7 | $6,799 | 6.625% | — | 1 | +$21 | |
| 8 | $6,855 | 6.500% | — | 12 | +$77 | |
| 9 | $6,952 | 7.250% | — | 1 | +$174 | |
| 10 | $7,007 | 7.750% | — | 1 | +$229 | |
| 11 | $7,123 | 6.625% | — | 152 | +$345 | |
| 12 | $7,525 | 6.312% | — | 28 | +$747 | |
| 13 | $7,531 | 6.625% | — | 91 | +$753 | |
| 14 | $7,774 | 6.750% | — | 3 | +$996 | |
| 15 | $8,487 | 6.375% | — | 24 | +$1,709 | |
| 16 | $10,375 | 6.750% | — | 5 | +$3,597 | |
| 17 | $11,059 | 7.125% | — | 1 | +$4,281 | |
| 18 | $11,240 | 6.870% | — | 2 | +$4,462 | |
| 19 | $13,054 | 7.000% | — | 2 | +$6,276 | |
| 20 | $16,440 | 6.500% | — | 3 | +$9,662 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.