Purchase Originations
674
Ranked #514 nationally
Median Total Costs
$4,297
−35.7% vs national ($6,680)
↓ $51 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,075
Median Lender Credits
$50
Cost Rank (500+ vol.)
#134
among lenders with 500+ originations
Denial Rate
1.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 552 | 6.500% | $3,966 | $1,075 |
| fha | 83 | 6.125% | $9,353 | $1,075 |
| va | 39 | 6.125% | $5,674 | $1,075 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alabama | 263 | 6.500% | $3,522 | #44 |
| Florida | 244 | 6.375% | $5,031 | #142 |
| Tennessee | 73 | 6.500% | $4,617 | #146 |
| South Carolina | 40 | 6.500% | $4,357 | — |
| Georgia | 34 | 6.250% | $4,164 | — |
| North Carolina | 11 | 6.750% | $3,832 | — |
| Missouri | 2 | 6.558% | $3,121 | — |
| Texas | 2 | 6.308% | $22,596 | — |
| California | 1 | 7.375% | $130,508 | — |
| Colorado | 1 | 6.990% | $3,440 | — |
| Illinois | 1 | 6.500% | $5,790 | — |
| Indiana | 1 | 5.750% | $10,003 | — |
| Mississippi | 1 | 5.875% | $8,438 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,829 | 6.500% | — | 47 | −$1,468 | |
| 2 | $2,942 | 6.500% | — | 31 | −$1,355 | |
| 3 | $2,972 | 6.750% | — | 15 | −$1,325 | |
| 4 | $3,220 | 6.875% | — | 21 | −$1,077 | |
| 5 | $3,276 | 6.433% | — | 14 | −$1,021 | |
| 6 | $3,328 | 6.750% | — | 8 | −$969 | |
| 7 | $3,572 | 6.500% | — | 22 | −$725 | |
| 8 | $3,714 | 6.500% | — | 47 | −$583 | |
| 9 | $3,794 | 6.500% | — | 40 | −$503 | |
| 10 | $3,832 | 6.750% | — | 7 | −$465 | |
| 11 | $4,026 | 6.750% | — | 7 | −$271 | |
| 12 | $4,242 | 6.750% | — | 11 | −$55 | |
| 13 | $4,312 | 6.500% | — | 15 | +$15 | |
| 14 | $4,327 | 6.500% | — | 9 | +$30 | |
| 15 | $4,552 | 6.500% | — | 24 | +$255 | |
| 16 | $4,614 | 5.990% | — | 7 | +$317 | |
| 17 | $4,722 | 6.562% | — | 10 | +$425 | |
| 18 | $4,952 | 6.375% | — | 167 | +$655 | |
| 19 | $5,015 | 6.188% | — | 12 | +$718 | |
| 20 | $5,457 | 6.490% | — | 12 | +$1,160 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | ServisFirst Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $305,000 | $335,000 | −$30,000 (−9.0%) |
| Median total closing costs | $4,297 | $7,127 | −$2,830 (−39.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.