399 mortgage lenders in Alabama have verified fee reports on FairPriceCheck. The median average closing cost across Alabama lenders is $5,855, and 142 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Regions Bank 2720 reports | A | $2,838 | 0% | A |
| Trustmark Bank 2029 reports | A | $5,591 | 0% | A |
| Renasant Bank 1489 reports | A | $6,370 | 0% | A |
| Navy Federal Credit Union 1160 reports | A | $3,692 | 0% | A |
| FirstBank 1154 reports | A | $5,432 | 0% | A |
| NATIONSTAR MORTGAGE LLC 972 reports | A | $5,375 | 0% | A |
| Cadence Bank 937 reports | A | $5,721 | 0% | A |
| REDSTONE Federal Credit Union 770 reports | A | $4,191 | 0% | A |
| SouthState Bank, National Association 683 reports | A | $4,361 | 0% | A |
| Synovus Bank 634 reports | A | $5,915 | 0% | A |
| Prosperity Home Mortgage, LLC 539 reports | A | $5,986 | 0% | A |
| Bank Independent (Alabama) 437 reports | A | $4,691 | 0% | A |
| River Bank & Trust 436 reports | A | $5,349 | 0% | A |
| Heritage Mortgage, LLC 434 reports | A | $5,264 | 0% | A |
| GMFS LLC 389 reports | A | $5,214 | 0% | A |
| Planet Home Lending 379 reports | A | $5,118 | 0% | A |
| ServisFirst Bank 374 reports | A | $5,111 | 0% | A |
| AmeriHome Mortgage 328 reports | A | $5,660 | 0% | A |
| DSLD MORTGAGE, LLC 315 reports | A | $3,295 | 0% | A |
| USAA Federal Savings Bank 296 reports | A | $6,164 | 0% | A |
| VILLAGE CAPITAL & INVESTMENT LLC 251 reports | A | $5,705 | 0% | A |
| AVADIAN 244 reports | A | $7,031 | 0% | A |
| First Horizon Bank 209 reports | A | $5,578 | 0% | A |
| Pinnacle Bank 203 reports | A | $4,108 | 0% | A |
| Community Bank of Mississippi 200 reports | A | $5,008 | 0% | A |
For 2024 HMDA origination data on all lenders in Alabama, see our Alabama Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Alabama → Alabama Closing Costs Guide
Shopping Alabama lenders?
Upload your Loan Estimate and Fair Loan Check flags inflated fees, benchmarks your rate, and gives you a ready-to-send negotiation email — in about 60 seconds.
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.