A&D Mortgage LLC closing costs and rates (2024)
In 2024, A&D Mortgage LLC originated 2,587 purchase mortgages at a median interest rate of 7.38% and median total closing costs of $13,592. That ranks #172 nationally by origination volume. For total closing costs among lenders with 500+ originations, A&D Mortgage LLC ranks #609. That is $6,851 above the national median of $6,741. A&D Mortgage LLC is most active in Florida with 1,300 originations there.
Purchase Originations
2,587
Ranked #172 nationally
Median Total Costs
$13,592
+101.6% vs national ($6,741)
Median Rate
7.375%
+11.4% vs national (6.620%)
Median Origination
$9,064
Median Lender Credits
$2,700
Cost Rank (500+ vol.)
#609
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,523 | 7.490% | $13,384 | $9,035 |
| fha | 64 | 6.500% | $22,374 | $9,455 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,300 | 7.490% | $14,204 | #37 |
| New York | 262 | 7.250% | $16,975 | #69 |
| Texas | 198 | 7.625% | $12,429 | #198 |
| California | 153 | 7.125% | $14,463 | #166 |
| New Jersey | 122 | 7.125% | $14,139 | #97 |
| Virginia | 60 | 6.750% | $9,364 | #160 |
| Maryland | 46 | 7.490% | $12,776 | — |
| Arizona | 39 | 7.625% | $9,113 | — |
| Colorado | 39 | 7.125% | $11,272 | — |
| Illinois | 36 | 7.750% | $12,126 | — |
| Georgia | 35 | 7.990% | $14,248 | — |
| Pennsylvania | 35 | 6.990% | $12,812 | — |
| Connecticut | 34 | 7.375% | $12,501 | — |
| North Carolina | 31 | 7.490% | $10,202 | — |
| Washington | 25 | 6.625% | $11,009 | — |
| South Carolina | 24 | 7.562% | $11,513 | — |
| Ohio | 20 | 7.375% | $9,540 | — |
| Tennessee | 17 | 6.750% | $12,536 | — |
| Nevada | 16 | 7.558% | $12,498 | — |
| Indiana | 12 | 7.812% | $13,722 | — |
| Michigan | 11 | 7.875% | $7,400 | — |
| Oregon | 11 | 6.875% | $10,176 | — |
| Utah | 10 | 7.308% | $14,232 | — |
| Alabama | 8 | 7.438% | $5,109 | — |
| Rhode Island | 7 | 6.990% | $11,288 | — |
| Arkansas | 6 | 6.688% | $10,915 | — |
| Oklahoma | 6 | 7.058% | $6,458 | — |
| Kentucky | 5 | 8.125% | $10,744 | — |
| District of Columbia | 4 | 7.812% | $19,121 | — |
| New Hampshire | 4 | 7.562% | $16,056 | — |
| Kansas | 3 | 7.625% | $3,085 | — |
| Mississippi | 2 | 6.750% | $6,684 | — |
| Montana | 2 | 7.433% | $11,314 | — |
| Delaware | 1 | 9.625% | $18,598 | — |
| Idaho | 1 | 6.375% | $8,351 | — |
| Maine | 1 | 9.375% | $21,745 | — |
| Nebraska | 1 | 7.490% | $8,855 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,007 | 7.188% | — | 28 | −$5,585 | |
| 2 | $10,080 | 7.375% | — | 23 | −$3,512 | |
| 3 | $10,091 | 7.375% | — | 28 | −$3,501 | |
| 4 | $11,149 | 7.495% | — | 44 | −$2,443 | |
| 5 | $12,031 | 7.490% | — | 308 | −$1,561 | |
| 6 | $12,146 | 7.495% | — | 28 | −$1,446 | |
| 7 | $12,784 | 6.875% | — | 22 | −$808 | |
| 8 | $13,179 | 7.500% | — | 27 | −$413 | |
| 9 | $13,692 | 6.625% | — | 24 | +$100 | |
| 10 | $13,719 | 7.375% | — | 154 | +$127 | |
| 11 | $13,956 | 7.433% | — | 28 | +$364 | |
| 12 | $14,577 | 6.500% | — | 31 | +$985 | |
| 13 | $14,613 | 7.500% | — | 34 | +$1,021 | |
| 14 | $15,954 | 7.490% | — | 422 | +$2,362 | |
| 15 | $17,235 | 7.490% | — | 27 | +$3,643 | |
| 16 | $17,268 | 7.375% | — | 24 | +$3,676 | |
| 17 | $17,456 | 7.875% | — | 51 | +$3,864 | |
| 18 | $18,520 | 7.062% | — | 52 | +$4,928 | |
| 19 | $19,368 | 7.433% | — | 40 | +$5,776 | |
| 20 | $19,889 | 7.558% | — | 34 | +$6,297 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.