What are the average closing costs in Lexington County County?

In Lexington County County, the median total loan costs on purchase mortgages were $6,621 in 2024, based on 3,933 originations.

Which lender has the lowest closing costs in Lexington County County?

Among lenders with 10+ originations in Lexington County County, FOUNDERS FEDERAL CREDIT UNION had the lowest median total closing costs at $3,179 in 2024.

How do closing costs in Lexington County County compare to South Carolina?

Lexington County County closing costs (median $6,621) are 0.5% below the South Carolina state median of $6,655.

Lowest closing cost mortgage lenders in Lexington County County, South Carolina

In Lexington County, South Carolina, homebuyers paid a median of $6,621 in closing costs in 2024 — near the South Carolina median of $6,655. The county saw 3,933 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FOUNDERS FEDERAL CREDIT UNION offered the lowest median costs at $3,179, which is $2,043 less than the county median.

Homebuyers in Lexington County County who chose FOUNDERS FEDERAL CREDIT UNION paid $3,442 less in closing costs than the county median.

County Median Costs

$6,621

−0.5% vs South Carolina ($6,655)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,428

Purchase Originations

3,933

vs South Carolina Median

0.5% below

$-34

vs National Median

1.8% below

$-120

Lender rankings in Lexington County County

51 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	FOUNDERS FEDERAL CREDIT UNION	$3,179	6.375%	$0	11	−$2,043
2	SAFE FEDERAL CREDIT UNION	$3,333	6.250%	$950	33	−$1,889
3	JPMorgan Chase Bank, National Association	$3,406	6.625%	$1,030	16	−$1,816
4	First Palmetto Bank	$3,448	6.625%	$945	48	−$1,774
5	Bank of America, National Association	$3,638	6.125%	$1,438	26	−$1,584
6	First Reliance Bank	$3,773	6.562%	$975	68	−$1,449
7	TD Bank, National Association	$3,856	6.688%	$950	20	−$1,366
8	S. C. STATE FEDERAL CREDIT UNION	$3,873	6.500%	$1,968	10	−$1,349
9	SouthState Bank, National Association	$4,209	6.625%	$1,568	22	−$1,013
10	Flagstar Bank, National Association	$4,219	6.625%	$2,224	17	−$1,003
11	ACRISURE MORTGAGE, LLC	$4,261	6.125%	$1,195	54	−$961
12	Synovus Bank	$4,273	6.812%	$1,635	20	−$949
13	VANDERBILT MORTGAGE AND FINANCE, INC.	$4,295	6.500%	$2,238	125	−$927
14	Truist Bank	$4,532	6.625%	$1,250	22	−$690
15	CMG MORTGAGE, INC.	$4,534	6.875%	$1,470	21	−$688
16	MOVEMENT MORTGAGE, LLC	$4,565	6.875%	$1,595	66	−$657
17	DELMAR FINANCIAL COMPANY	$4,698	6.625%	$1,985	28	−$524
18	GUARANTEED RATE, INC.	$4,722	6.945%	$1,683	18	−$500
19	RESOURCE FINANCIAL SERVICES, INC.	$4,723	6.625%	$1,906	64	−$499
20	NAVY FEDERAL CREDIT UNION	$4,758	6.500%	$2,035	24	−$464
21	GUILD MORTGAGE COMPANY LLC	$4,798	6.875%	$2,018	205	−$424
22	First-Citizens Bank & Trust Company	$5,101	6.625%	$2,046	63	−$121
23	Palmetto Citizens Federal Credit Union	$5,122	5.750%	$2,687	24	−$100
24	First Community Bank	$5,142	6.625%	$2,394	57	−$80
25	NEWREZ LLC	$5,163	6.933%	$2,019	12	−$59
26	LOWER, LLC	$5,286	6.750%	$2,517	18	+$64
27	GUARANTEED RATE AFFINITY, LLC	$5,376	6.800%	$2,816	80	+$154
28	ATLANTIC BAY MORTGAGE GROUP, L.L.C.	$5,426	6.990%	$2,470	41	+$204
29	Wells Fargo Bank, National Association	$5,428	6.500%	$2,780	25	+$206
30	UNION HOME MORTGAGE CORP.	$5,725	7.125%	$2,916	12	+$503
31	Regions Bank	$5,855	6.438%	$2,922	50	+$633
32	NFM, INC.	$5,908	7.125%	$3,131	11	+$686
33	ROCKET MORTGAGE, LLC	$5,912	6.625%	$4,021	80	+$690
34	SOUTH CAROLINA FEDERAL CREDIT UNION	$5,973	6.250%	$3,285	13	+$751
35	STOCKTON MORTGAGE CORPORATION	$6,138	6.938%	$3,394	10	+$916
36	Ameris Bank	$6,139	6.625%	$3,307	99	+$917
37	Renasant Bank	$6,246	6.500%	$3,867	11	+$1,024
38	PRIMELENDING, A PLAINSCAPITAL COMPANY	$6,446	6.625%	$4,155	44	+$1,224
39	LENNAR MORTGAGE, LLC	$6,617	6.562%	$3,890	20	+$1,395
40	CROSSCOUNTRY MORTGAGE, LLC	$6,649	6.990%	$3,919	66	+$1,427
41	21ST MORTGAGE CORPORATION	$6,666	8.880%	$4,500	23	+$1,444
42	NEW AMERICAN FUNDING, LLC	$6,764	6.625%	$3,734	15	+$1,542
43	ASSURANCE FINANCIAL GROUP, L.L.C.	$6,895	6.749%	$4,294	12	+$1,673
44	First Heritage Mortgage, LLC	$7,170	6.875%	$4,042	111	+$1,948
45	UNITED WHOLESALE MORTGAGE, LLC	$7,236	6.625%	$4,660	89	+$2,014
46	AgFirst Farm Credit Bank	$10,238	7.500%	$7,027	15	+$5,016

Includes lenders with 10+ purchase originations in Lexington County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.