RESOURCE FINANCIAL SERVICES, INC. closing costs and rates (2024)
In 2024, RESOURCE FINANCIAL SERVICES, INC. originated 759 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,894. That ranks #475 nationally by origination volume. For total closing costs among lenders with 500+ originations, RESOURCE FINANCIAL SERVICES, INC. ranks #360. That is $153 above the national median of $6,741. RESOURCE FINANCIAL SERVICES, INC. is most active in South Carolina with 646 originations there.
Purchase Originations
759
Ranked #475 nationally
Median Total Costs
$6,894
+2.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$2,047
Median Lender Credits
$982
Cost Rank (500+ vol.)
#360
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 354 | 6.625% | $4,823 | $1,877 |
| va | 199 | 6.500% | $7,788 | $1,574 |
| fha | 192 | 6.625% | $9,690 | $2,793 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 646 | 6.500% | $7,227 | #26 |
| North Carolina | 69 | 6.625% | $4,434 | #174 |
| Florida | 33 | 6.750% | $5,952 | — |
| Georgia | 6 | 6.562% | $4,712 | — |
| Mississippi | 2 | 6.808% | $3,802 | — |
| Alabama | 1 | 6.125% | $3,219 | — |
| Tennessee | 1 | 5.490% | $12,104 | — |
| Virginia | 1 | 6.625% | $4,670 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,060 | 6.688% | — | 20 | −$2,834 | |
| 2 | $4,776 | 6.625% | — | 11 | −$2,118 | |
| 3 | $5,240 | 6.562% | — | 12 | −$1,654 | |
| 4 | $5,446 | 6.625% | — | 15 | −$1,448 | |
| 5 | $5,944 | 6.625% | — | 10 | −$950 | |
| 6 | $5,949 | 6.933% | — | 16 | −$945 | |
| 7 | $6,277 | 6.875% | — | 8 | −$617 | |
| 8 | $6,639 | 6.875% | — | 14 | −$255 | |
| 9 | $6,849 | 6.625% | — | 124 | −$45 | |
| 10 | $6,937 | 6.500% | — | 7 | +$43 | |
| 11 | $7,046 | 6.500% | — | 216 | +$152 | |
| 12 | $7,229 | 6.375% | — | 32 | +$335 | |
| 13 | $7,333 | 6.500% | — | 13 | +$439 | |
| 14 | $7,472 | 6.625% | — | 15 | +$578 | |
| 15 | $7,510 | 6.000% | — | 5 | +$616 | |
| 16 | $8,016 | 6.750% | — | 6 | +$1,122 | |
| 17 | $8,138 | 6.750% | — | 15 | +$1,244 | |
| 18 | $8,801 | 6.500% | — | 72 | +$1,907 | |
| 19 | $8,929 | 6.490% | — | 27 | +$2,035 | |
| 20 | $10,350 | 6.625% | — | 11 | +$3,456 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.