Purchase Originations
752
Ranked #482 nationally
Median Total Costs
$7,203
+7.8% vs national ($6,680)
↑ $309 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$1,743
Median Lender Credits
$2,000
Cost Rank (500+ vol.)
#386
among lenders with 500+ originations
Denial Rate
1.4%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 316 | 6.625% | $4,751 | $1,532 |
| fha | 229 | 6.250% | $9,280 | $2,365 |
| va | 191 | 6.250% | $8,691 | $1,469 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 615 | 6.375% | $7,695 | #27 |
| North Carolina | 70 | 6.625% | $4,179 | #172 |
| Florida | 56 | 6.500% | $6,350 | #309 |
| Georgia | 8 | 6.438% | $5,989 | — |
| Kentucky | 1 | 7.250% | $6,902 | — |
| Mississippi | 1 | 6.990% | $3,815 | — |
| Texas | 1 | 7.375% | $8,864 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,917 | 6.624% | — | 20 | −$3,286 | |
| 2 | $4,502 | 6.875% | — | 8 | −$2,701 | |
| 3 | $6,146 | 6.500% | — | 25 | −$1,057 | |
| 4 | $6,343 | 6.688% | — | 6 | −$860 | |
| 5 | $6,472 | 6.500% | — | 9 | −$731 | |
| 6 | $6,561 | 6.495% | — | 8 | −$642 | |
| 7 | $6,610 | 6.375% | — | 159 | −$593 | |
| 8 | $6,672 | 6.500% | — | 11 | −$531 | |
| 9 | $6,776 | 6.250% | — | 14 | −$427 | |
| 10 | $6,830 | 6.625% | — | 12 | −$373 | |
| 11 | $6,857 | 6.375% | — | 10 | −$346 | |
| 12 | $6,980 | 6.500% | — | 13 | −$223 | |
| 13 | $7,590 | 5.500% | — | 10 | +$387 | |
| 14 | $7,794 | 6.625% | — | 11 | +$591 | |
| 15 | $8,264 | 6.375% | — | 13 | +$1,061 | |
| 16 | $8,345 | 6.250% | — | 199 | +$1,142 | |
| 17 | $8,461 | 6.438% | — | 6 | +$1,258 | |
| 18 | $8,767 | 6.250% | — | 97 | +$1,564 | |
| 19 | $11,450 | 6.375% | — | 10 | +$4,247 | |
| 20 | $12,518 | 6.062% | — | 6 | +$5,315 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Resource Financial Services, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $7,203 | $7,127 | +$76 (+1.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.