DELMAR FINANCIAL COMPANY closing costs and rates (2024)
In 2024, DELMAR FINANCIAL COMPANY originated 1,759 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,715. That ranks #250 nationally by origination volume. For total closing costs among lenders with 500+ originations, DELMAR FINANCIAL COMPANY ranks #177. That is $2,026 below the national median of $6,741. DELMAR FINANCIAL COMPANY is most active in Illinois with 543 originations there.
Purchase Originations
1,759
Ranked #250 nationally
Median Total Costs
$4,715
−30.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,600
Median Lender Credits
$400
Cost Rank (500+ vol.)
#177
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,061 | 6.750% | $4,012 | $1,515 |
| fha | 423 | 6.625% | $8,243 | $2,184 |
| va | 242 | 6.500% | $5,280 | $1,325 |
| usda | 33 | 6.375% | $6,351 | $1,744 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 543 | 6.750% | $3,975 | #44 |
| Missouri | 437 | 6.750% | $4,113 | #26 |
| South Carolina | 179 | 6.500% | $6,434 | #80 |
| North Carolina | 106 | 6.625% | $6,493 | #147 |
| Florida | 99 | 6.625% | $8,323 | #249 |
| Tennessee | 99 | 6.625% | $6,385 | #128 |
| Nebraska | 94 | 6.562% | $3,903 | #42 |
| Mississippi | 62 | 6.495% | $7,659 | #62 |
| Michigan | 37 | 6.750% | $5,353 | — |
| Kansas | 26 | 6.625% | $3,003 | — |
| Virginia | 10 | 6.500% | $4,165 | — |
| Texas | 9 | 6.500% | $7,373 | — |
| Georgia | 7 | 6.625% | $6,580 | — |
| Arkansas | 6 | 6.625% | $3,153 | — |
| Alabama | 5 | 6.625% | $5,465 | — |
| Arizona | 4 | 6.625% | $6,012 | — |
| Indiana | 4 | 6.125% | $6,718 | — |
| Ohio | 4 | 6.058% | $3,714 | — |
| Oklahoma | 4 | 6.625% | $4,398 | — |
| Wisconsin | 4 | 6.375% | $3,871 | — |
| California | 3 | 7.000% | $7,477 | — |
| Colorado | 3 | 6.625% | $3,483 | — |
| Pennsylvania | 3 | 6.250% | $7,533 | — |
| Iowa | 2 | 6.875% | $2,302 | — |
| Kentucky | 2 | 7.125% | $9,397 | — |
| Idaho | 1 | 6.500% | $6,956 | — |
| Louisiana | 1 | 6.375% | $4,292 | — |
| Maryland | 1 | 6.625% | $4,668 | — |
| Minnesota | 1 | 5.625% | $4,195 | — |
| Montana | 1 | 6.625% | $4,802 | — |
| New Jersey | 1 | 6.625% | $9,649 | — |
| Oregon | 1 | 5.750% | $4,658 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,993 | 6.625% | — | 19 | −$1,722 | |
| 2 | $3,002 | 6.625% | — | 17 | −$1,713 | |
| 3 | $3,423 | 6.875% | — | 19 | −$1,292 | |
| 4 | $3,471 | 7.000% | — | 38 | −$1,244 | |
| 5 | $3,496 | 6.625% | — | 43 | −$1,219 | |
| 6 | $3,521 | 6.750% | — | 135 | −$1,194 | |
| 7 | $4,095 | 6.875% | — | 55 | −$620 | |
| 8 | $4,112 | 6.933% | — | 32 | −$603 | |
| 9 | $4,122 | 6.875% | — | 81 | −$593 | |
| 10 | $4,206 | 7.125% | — | 29 | −$509 | |
| 11 | $4,227 | 6.625% | — | 177 | −$488 | |
| 12 | $4,255 | 6.625% | — | 273 | −$460 | |
| 13 | $4,838 | 6.625% | — | 29 | +$123 | |
| 14 | $5,222 | 6.625% | — | 41 | +$507 | |
| 15 | $5,981 | 6.500% | — | 22 | +$1,266 | |
| 16 | $6,143 | 6.562% | — | 34 | +$1,428 | |
| 17 | $7,093 | 6.625% | — | 17 | +$2,378 | |
| 18 | $7,423 | 6.490% | — | 15 | +$2,708 | |
| 19 | $8,063 | 6.625% | — | 44 | +$3,348 | |
| 20 | $8,301 | 6.375% | — | 39 | +$3,586 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.