Purchase Originations
2,277
Ranked #202 nationally
Median Total Costs
$6,745
+1.0% vs national ($6,680)
↑ $142 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$2,094
Median Lender Credits
$500
Cost Rank (500+ vol.)
#342
among lenders with 500+ originations
Denial Rate
3.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,127 | 6.625% | $5,148 | $2,138 |
| fha | 719 | 6.500% | $8,992 | $2,237 |
| va | 261 | 6.250% | $7,153 | $1,650 |
| usda | 170 | 6.375% | $6,557 | $1,722 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 1,036 | 6.625% | $6,476 | #6 |
| Alabama | 530 | 6.490% | $7,146 | #23 |
| South Carolina | 196 | 6.625% | $5,884 | #76 |
| Georgia | 146 | 6.625% | $6,777 | #118 |
| Texas | 141 | 6.500% | $8,236 | #242 |
| Florida | 73 | 6.250% | $8,555 | #266 |
| Oklahoma | 33 | 6.500% | $5,528 | — |
| Pennsylvania | 28 | 6.433% | $7,559 | — |
| Mississippi | 24 | 6.624% | $4,500 | — |
| Massachusetts | 21 | 6.125% | $16,263 | — |
| Tennessee | 17 | 6.625% | $5,118 | — |
| Arkansas | 6 | 6.375% | $5,076 | — |
| Colorado | 4 | 6.875% | $4,006 | — |
| Ohio | 4 | 6.312% | $7,148 | — |
| Michigan | 3 | 6.625% | $7,169 | — |
| North Carolina | 3 | 6.875% | $6,886 | — |
| California | 2 | 6.688% | $10,160 | — |
| Illinois | 2 | 6.500% | $11,051 | — |
| Rhode Island | 2 | 6.250% | $13,724 | — |
| Virginia | 2 | 6.875% | $31,337 | — |
| Indiana | 1 | 6.490% | $4,745 | — |
| Kansas | 1 | 5.750% | $5,648 | — |
| Kentucky | 1 | 6.625% | $6,121 | — |
| Wisconsin | 1 | 6.250% | $7,675 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,253 | 6.625% | — | 37 | −$1,492 | |
| 2 | $5,369 | 6.750% | — | 38 | −$1,376 | |
| 3 | $5,389 | 6.750% | — | 114 | −$1,356 | |
| 4 | $5,486 | 6.500% | — | 89 | −$1,259 | |
| 5 | $5,782 | 6.625% | — | 149 | −$963 | |
| 6 | $5,964 | 6.433% | — | 68 | −$781 | |
| 7 | $6,193 | 6.625% | — | 30 | −$552 | |
| 8 | $6,567 | 6.375% | — | 41 | −$178 | |
| 9 | $6,628 | 6.495% | — | 64 | −$117 | |
| 10 | $6,642 | 6.812% | — | 44 | −$103 | |
| 11 | $6,708 | 6.500% | — | 101 | −$37 | |
| 12 | $6,738 | 6.624% | — | 71 | −$7 | |
| 13 | $7,063 | 6.375% | — | 65 | +$318 | |
| 14 | $7,106 | 6.500% | — | 44 | +$361 | |
| 15 | $7,162 | 6.500% | — | 46 | +$417 | |
| 16 | $7,239 | 6.500% | — | 35 | +$494 | |
| 17 | $7,307 | 6.375% | — | 63 | +$562 | |
| 18 | $7,509 | 6.500% | — | 146 | +$764 | |
| 19 | $7,821 | 6.312% | — | 54 | +$1,076 | |
| 20 | $9,580 | 6.124% | — | 44 | +$2,835 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Assurance Financial Group, L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $245,000 | $335,000 | −$90,000 (−26.9%) |
| Median total closing costs | $6,745 | $7,127 | −$382 (−5.4%) |
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.