SouthState Bank, National Association closing costs and rates (2024)
In 2024, SouthState Bank, National Association originated 4,232 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,594. That ranks #107 nationally by origination volume. For total closing costs among lenders with 500+ originations, SouthState Bank, National Association ranks #252. That is $1,147 below the national median of $6,741. SouthState Bank, National Association is most active in Florida with 1,234 originations there.
Purchase Originations
4,232
Ranked #107 nationally
Median Total Costs
$5,594
−17.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,521
Median Lender Credits
$275
Cost Rank (500+ vol.)
#252
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,476 | 6.750% | $5,119 | $1,495 |
| fha | 517 | 6.250% | $10,547 | $1,944 |
| va | 213 | 6.250% | $7,044 | $957 |
| usda | 26 | 6.000% | $6,783 | $1,495 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,234 | 6.625% | $6,697 | #39 |
| South Carolina | 1,016 | 6.750% | $4,895 | #14 |
| Georgia | 952 | 6.625% | $5,656 | #23 |
| Alabama | 634 | 6.625% | $4,956 | #21 |
| North Carolina | 257 | 6.625% | $5,362 | #89 |
| Virginia | 94 | 6.625% | $4,504 | #134 |
| Tennessee | 15 | 6.500% | $4,889 | — |
| Maryland | 6 | 6.375% | $5,657 | — |
| Indiana | 3 | 7.000% | $3,501 | — |
| Texas | 3 | 6.250% | $11,802 | — |
| Delaware | 2 | 6.438% | $12,392 | — |
| New York | 2 | 6.750% | $12,962 | — |
| West Virginia | 2 | 6.370% | $12,529 | — |
| Colorado | 1 | 6.500% | $5,153 | — |
| Illinois | 1 | 5.750% | $8,009 | — |
| Kentucky | 1 | 6.875% | $3,927 | — |
| Minnesota | 1 | 6.000% | $5,834 | — |
| Mississippi | 1 | 6.875% | $5,238 | — |
| Nebraska | 1 | 6.625% | $4,695 | — |
| Ohio | 1 | 6.375% | $9,968 | — |
| Pennsylvania | 1 | 6.125% | $7,177 | — |
| Utah | 1 | 6.750% | $6,218 | — |
| Vermont | 1 | 6.875% | $7,174 | — |
| Washington | 1 | 6.625% | $3,610 | — |
| Wyoming | 1 | 7.125% | $3,951 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,370 | 6.750% | — | 65 | −$1,224 | |
| 2 | $4,445 | 6.750% | — | 156 | −$1,149 | |
| 3 | $4,482 | 6.612% | — | 88 | −$1,112 | |
| 4 | $4,544 | 6.750% | — | 72 | −$1,050 | |
| 5 | $4,561 | 6.625% | — | 352 | −$1,033 | |
| 6 | $4,603 | 6.800% | — | 84 | −$991 | |
| 7 | $4,908 | 6.625% | — | 79 | −$686 | |
| 8 | $5,067 | 6.625% | — | 95 | −$527 | |
| 9 | $5,153 | 6.625% | — | 138 | −$441 | |
| 10 | $5,334 | 6.625% | — | 106 | −$260 | |
| 11 | $5,354 | 6.750% | — | 67 | −$240 | |
| 12 | $5,546 | 6.625% | — | 109 | −$48 | |
| 13 | $5,800 | 6.625% | — | 158 | +$206 | |
| 14 | $6,222 | 6.750% | — | 53 | +$628 | |
| 15 | $6,228 | 6.875% | — | 76 | +$634 | |
| 16 | $6,512 | 6.625% | — | 53 | +$918 | |
| 17 | $6,531 | 6.625% | — | 57 | +$937 | |
| 18 | $7,070 | 6.375% | — | 126 | +$1,476 | |
| 19 | $7,437 | 6.625% | — | 139 | +$1,843 | |
| 20 | $7,694 | 6.500% | — | 121 | +$2,100 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.