SAFE closing costs and rates (2024)
In 2024, SAFE originated 296 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,367. That is $626 above the national median of $6,741. SAFE is most active in California with 296 originations there.
Purchase Originations
296
Median Total Costs
$7,367
+9.3% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,900
Median Lender Credits
$1,200
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 296 | 6.375% | $7,367 | $3,900 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 296 | 6.375% | $7,367 | #113 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,651 | 6.750% | — | 2 | −$3,716 | |
| 2 | $4,291 | 6.812% | — | 2 | −$3,076 | |
| 3 | $4,626 | 6.750% | — | 2 | −$2,741 | |
| 4 | $4,670 | 5.938% | — | 2 | −$2,697 | |
| 5 | $4,761 | 6.250% | — | 2 | −$2,606 | |
| 6 | $5,433 | 6.625% | — | 35 | −$1,934 | |
| 7 | $5,713 | 7.000% | — | 3 | −$1,654 | |
| 8 | $6,076 | 6.625% | — | 1 | −$1,291 | |
| 9 | $6,280 | 7.125% | — | 1 | −$1,087 | |
| 10 | $6,300 | 6.875% | — | 1 | −$1,067 | |
| 11 | $6,544 | 6.875% | — | 1 | −$823 | |
| 12 | $6,991 | 6.625% | — | 1 | −$376 | |
| 13 | $7,050 | 6.500% | — | 58 | −$317 | |
| 14 | $7,936 | 6.500% | — | 5 | +$569 | |
| 15 | $8,968 | 6.125% | — | 164 | +$1,601 | |
| 16 | $16,295 | 6.000% | — | 16 | +$8,928 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.