Lowest closing cost mortgage lenders in Sumter County County, South Carolina
In Sumter County, South Carolina, homebuyers paid a median of $6,553 in closing costs in 2024 — near the South Carolina median of $6,655. The county saw 1,107 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $1,816, which is $2,627 less than the county median.
Homebuyers in Sumter County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $4,737 less in closing costs than the county median.
County Median Costs
$6,553
−1.5% vs South Carolina ($6,655)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,557
Purchase Originations
1,107
vs South Carolina Median
1.5% below
$-102
vs National Median
2.8% below
$-188
Lender rankings in Sumter County County
19 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,816 | 10.175% | $0 | 14 | −$2,627 | |
| 2 | $3,017 | 6.500% | $950 | 68 | −$1,426 | |
| 3 | $4,466 | 6.750% | $1,240 | 10 | +$23 | |
| 4 | $5,070 | 6.625% | $2,094 | 13 | +$627 | |
| 5 | $5,146 | 6.500% | $2,790 | 17 | +$703 | |
| 6 | $5,248 | 6.500% | $2,706 | 13 | +$805 | |
| 7 | $5,622 | 6.688% | $3,232 | 12 | +$1,179 | |
| 8 | $6,211 | 10.230% | $3,914 | 15 | +$1,768 | |
| 9 | $6,254 | 6.500% | $4,612 | 17 | +$1,811 |
Includes lenders with 10+ purchase originations in Sumter County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.