Homebuyers in Sumter County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $4,300 less in closing costs than the county median.
County Median Costs
$6,779
+0.3% vs South Carolina ($6,759)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$1,599
Purchase Originations
1,101
Denial Rate
13.8%
vs South Carolina avg (12.5%)
vs South Carolina Median
0.3% above
$20
vs National Median
1.5% above
$99
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,479 | 10.300% | $0 | 12 | −$2,211 | |
| 2 | $3,098 | 6.375% | $700 | 54 | −$1,592 | |
| 3 | $4,046 | 6.375% | $1,559 | 15 | −$644 | |
| 4 | $4,480 | 6.750% | $1,762 | 11 | −$210 | |
| 5 | $4,568 | 6.688% | $1,823 | 12 | −$122 | |
| 6 | $4,798 | 6.562% | $2,014 | 12 | +$108 | |
| 7 | $5,226 | 6.750% | $2,125 | 19 | +$536 | |
| 8 | $5,456 | 6.999% | $1,946 | 10 | +$766 | |
| 9 | $6,052 | 6.750% | $3,430 | 11 | +$1,362 | |
| 10 | $6,147 | 6.438% | $3,624 | 20 | +$1,457 | |
| 11 | $6,595 | 10.210% | $4,045 | 12 | +$1,905 | |
| 12 | $7,297 | 6.120% | $4,317 | 10 | +$2,607 | |
| 13 | $8,339 | 6.375% | $4,660 | 10 | +$3,649 |
Includes lenders with 10+ purchase originations in Sumter County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.