Purchase Originations
4,048
Ranked #121 nationally
Median Total Costs
$5,884
−11.9% vs national ($6,680)
↑ $86 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,290
Median Lender Credits
$818
Cost Rank (500+ vol.)
#267
among lenders with 500+ originations
Denial Rate
7.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,146 | 6.375% | $4,348 | $1,392 |
| fha | 1,325 | 6.125% | $8,139 | $1,290 |
| va | 475 | 6.125% | $4,399 | $979 |
| usda | 102 | 6.125% | $6,419 | $1,290 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Mississippi | 1,700 | 6.290% | $6,273 | #1 |
| Alabama | 1,684 | 6.250% | $4,638 | #4 |
| Texas | 210 | 5.875% | $7,960 | #201 |
| Florida | 180 | 6.375% | $7,072 | #169 |
| Tennessee | 120 | 6.125% | $6,234 | #109 |
| South Carolina | 73 | 6.375% | $6,111 | #138 |
| Georgia | 39 | 6.500% | $7,255 | — |
| Louisiana | 30 | 6.375% | $3,748 | — |
| Arkansas | 3 | 6.000% | $3,068 | — |
| Kentucky | 3 | 5.875% | $4,755 | — |
| North Carolina | 3 | 6.375% | $3,430 | — |
| Missouri | 2 | 6.688% | $4,975 | — |
| Maryland | 1 | 6.375% | $4,650 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,660 | 6.250% | — | 198 | −$2,224 | |
| 2 | $3,717 | 6.375% | — | 78 | −$2,167 | |
| 3 | $3,740 | 6.562% | — | 160 | −$2,144 | |
| 4 | $4,175 | 6.375% | — | 248 | −$1,709 | |
| 5 | $5,268 | 6.125% | — | 190 | −$616 | |
| 6 | $5,484 | 6.375% | — | 143 | −$400 | |
| 7 | $5,767 | 6.375% | — | 91 | −$117 | |
| 8 | $5,807 | 6.125% | — | 83 | −$77 | |
| 9 | $5,831 | 6.250% | — | 94 | −$53 | |
| 10 | $6,042 | 6.290% | — | 295 | +$158 | |
| 11 | $6,053 | 6.000% | — | 94 | +$169 | |
| 12 | $6,172 | 6.125% | — | 79 | +$288 | |
| 13 | $6,317 | 6.375% | — | 118 | +$433 | |
| 14 | $6,478 | 6.125% | — | 97 | +$594 | |
| 15 | $6,604 | 6.250% | — | 149 | +$720 | |
| 16 | $6,628 | 6.125% | — | 125 | +$744 | |
| 17 | $6,667 | 6.125% | — | 112 | +$783 | |
| 18 | $7,021 | 6.375% | — | 116 | +$1,137 | |
| 19 | $7,479 | 6.125% | — | 152 | +$1,595 | |
| 20 | $8,049 | 5.875% | — | 155 | +$2,165 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Trustmark Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $5,884 | $7,127 | −$1,243 (−17.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.