21ST MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, 21ST MORTGAGE CORPORATION originated 5,974 purchase mortgages at a median interest rate of 9.40% and median total closing costs of $6,580. That ranks #78 nationally by origination volume. For total closing costs among lenders with 500+ originations, 21ST MORTGAGE CORPORATION ranks #340. That is $161 below the national median of $6,741. 21ST MORTGAGE CORPORATION is most active in Texas with 1,451 originations there.
Purchase Originations
5,974
Ranked #78 nationally
Median Total Costs
$6,580
−2.4% vs national ($6,741)
Median Rate
9.400%
+42.0% vs national (6.620%)
Median Origination
$4,500
Median Lender Credits
$10
Cost Rank (500+ vol.)
#340
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,974 | 9.400% | $6,580 | $4,500 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,451 | 9.580% | $7,206 | #44 |
| Florida | 767 | 9.030% | $6,610 | #61 |
| Georgia | 418 | 9.400% | $6,755 | #65 |
| South Carolina | 391 | 9.690% | $6,678 | #40 |
| Alabama | 347 | 9.620% | $5,907 | #34 |
| Mississippi | 321 | 10.130% | $6,172 | #16 |
| Louisiana | 305 | 9.620% | $6,328 | #24 |
| Tennessee | 266 | 9.125% | $6,226 | #56 |
| North Carolina | 249 | 9.870% | $6,686 | #92 |
| Oklahoma | 228 | 9.415% | $6,860 | #36 |
| New Mexico | 190 | 8.835% | $6,805 | #22 |
| Kentucky | 174 | 9.650% | $6,035 | #58 |
| Arkansas | 134 | 9.810% | $5,743 | #52 |
| Arizona | 92 | 8.435% | $6,644 | #104 |
| New York | 92 | 9.035% | $6,899 | #125 |
| California | 52 | 8.520% | $7,780 | #258 |
| Virginia | 49 | 9.210% | $5,467 | — |
| West Virginia | 49 | 9.120% | $5,948 | — |
| Missouri | 47 | 9.160% | $5,865 | — |
| Indiana | 45 | 9.230% | $5,561 | — |
| Pennsylvania | 42 | 9.345% | $6,221 | — |
| Ohio | 34 | 9.430% | $5,576 | — |
| Oregon | 33 | 8.630% | $6,639 | — |
| Illinois | 28 | 9.820% | $5,606 | — |
| Washington | 25 | 8.720% | $2,699 | — |
| Colorado | 22 | 8.685% | $6,349 | — |
| Nevada | 18 | 8.940% | $6,556 | — |
| Kansas | 12 | 9.225% | $5,880 | — |
| Michigan | 11 | 10.300% | $5,291 | — |
| North Dakota | 11 | 8.430% | $6,279 | — |
| Wisconsin | 9 | 10.130% | $4,962 | — |
| Idaho | 8 | 8.785% | $6,671 | — |
| Minnesota | 8 | 9.240% | $6,128 | — |
| Utah | 8 | 8.815% | $6,002 | — |
| Maine | 7 | 8.910% | $6,229 | — |
| Vermont | 6 | 8.530% | $6,240 | — |
| Iowa | 5 | 9.600% | $3,187 | — |
| Montana | 5 | 8.620% | $6,121 | — |
| Maryland | 4 | 8.965% | $6,703 | — |
| Nebraska | 4 | 10.810% | $5,023 | — |
| South Dakota | 3 | 10.980% | $5,928 | — |
| New Hampshire | 2 | 9.235% | $5,888 | — |
| Wyoming | 2 | 8.980% | $5,520 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,204 | 9.560% | — | 35 | −$376 | |
| 2 | $6,367 | 8.780% | — | 30 | −$213 | |
| 3 | $6,498 | 8.935% | — | 60 | −$82 | |
| 4 | $6,521 | 9.045% | — | 32 | −$59 | |
| 5 | $6,596 | 10.425% | — | 32 | +$16 | |
| 6 | $6,657 | 8.770% | — | 31 | +$77 | |
| 7 | $6,672 | 9.580% | — | 32 | +$92 | |
| 8 | $6,686 | 9.310% | — | 48 | +$106 | |
| 9 | $6,733 | 8.910% | — | 31 | +$153 | |
| 10 | $6,766 | 9.170% | — | 31 | +$186 | |
| 11 | $6,771 | 10.260% | — | 30 | +$191 | |
| 12 | $6,923 | 9.095% | — | 36 | +$343 | |
| 13 | $6,963 | 9.150% | — | 33 | +$383 | |
| 14 | $7,020 | 9.740% | — | 31 | +$440 | |
| 15 | $7,166 | 8.820% | — | 27 | +$586 | |
| 16 | $7,263 | 9.430% | — | 35 | +$683 | |
| 17 | $7,351 | 9.910% | — | 27 | +$771 | |
| 18 | $7,484 | 9.405% | — | 72 | +$904 | |
| 19 | $7,669 | 8.325% | — | 32 | +$1,089 | |
| 20 | $7,915 | 9.180% | — | 53 | +$1,335 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.