Purchase Originations
8,029
Ranked #51 nationally
Median Total Costs
$5,098
−23.7% vs national ($6,680)
↓ $1 vs prior year
Median Rate
5.490%
−15.4% vs national (6.490%)
↓ 0.260% vs prior year
Median Origination
$101
Median Lender Credits
$1,125
Cost Rank (500+ vol.)
#201
among lenders with 500+ originations
Denial Rate
13.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,724 | 5.625% | $4,667 | $125 |
| fha | 1,643 | 4.875% | $10,964 | $101 |
| va | 654 | 5.250% | $5,301 | $1 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,144 | 5.125% | $5,591 | #25 |
| Arizona | 1,612 | 5.625% | $5,433 | #11 |
| Florida | 1,510 | 5.500% | $5,330 | #31 |
| California | 713 | 6.125% | $4,939 | #58 |
| North Carolina | 552 | 5.750% | $2,910 | #50 |
| Georgia | 369 | 5.125% | $4,122 | #63 |
| Colorado | 317 | 5.000% | $2,646 | #49 |
| Indiana | 217 | 4.990% | $2,405 | #77 |
| Nevada | 205 | 5.375% | $5,066 | #40 |
| South Carolina | 161 | 5.625% | $3,367 | #91 |
| Oregon | 121 | 4.990% | $4,371 | #65 |
| Washington | 108 | 5.875% | $3,972 | #103 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,609 | 5.750% | — | 126 | −$2,489 | |
| 2 | $2,973 | 5.625% | — | 225 | −$2,125 | |
| 3 | $3,609 | 5.562% | — | 126 | −$1,489 | |
| 4 | $4,093 | 5.250% | — | 142 | −$1,005 | |
| 5 | $4,781 | 6.250% | — | 313 | −$317 | |
| 6 | $4,989 | 5.625% | — | 153 | −$109 | |
| 7 | $5,209 | 5.250% | — | 171 | +$111 | |
| 8 | $5,214 | 4.990% | — | 151 | +$116 | |
| 9 | $5,220 | 5.500% | — | 266 | +$122 | |
| 10 | $5,254 | 5.375% | — | 339 | +$156 | |
| 11 | $5,306 | 5.625% | — | 232 | +$208 | |
| 12 | $5,404 | 5.625% | — | 266 | +$306 | |
| 13 | $5,417 | 5.500% | — | 218 | +$319 | |
| 14 | $5,484 | 5.375% | — | 123 | +$386 | |
| 15 | $5,488 | 5.625% | — | 1,459 | +$390 | |
| 16 | $5,665 | 5.250% | — | 325 | +$567 | |
| 17 | $5,724 | 4.875% | — | 516 | +$626 | |
| 18 | $5,990 | 5.375% | — | 451 | +$892 | |
| 19 | $6,061 | 5.625% | — | 165 | +$963 | |
| 20 | $8,790 | 4.990% | — | 154 | +$3,692 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Taylor Morrison Home Funding, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $455,000 | $335,000 | +$120,000 (+35.8%) |
| Median total closing costs | $5,098 | $7,127 | −$2,029 (−28.5%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.