Lowest closing cost mortgage lenders in Richland County County, South Carolina
In Richland County, South Carolina, homebuyers paid a median of $6,615 in closing costs in 2024 — near the South Carolina median of $6,655. The county saw 4,833 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $684, which is $4,111 less than the county median.
Homebuyers in Richland County County who chose PULTE MORTGAGE LLC paid $5,931 less in closing costs than the county median.
County Median Costs
$6,615
−0.6% vs South Carolina ($6,655)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,961
Purchase Originations
4,833
vs South Carolina Median
0.6% below
$-40
vs National Median
1.9% below
$-126
Lender rankings in Richland County County
53 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $684 | 5.875% | $0 | 23 | −$4,111 | |
| 2 | $3,069 | 6.750% | $950 | 15 | −$1,726 | |
| 3 | $3,123 | 6.250% | $0 | 19 | −$1,672 | |
| 4 | $3,239 | 5.750% | $1,376 | 56 | −$1,556 | |
| 5 | $3,359 | 6.125% | $950 | 25 | −$1,436 | |
| 6 | $3,446 | 5.995% | $945 | 90 | −$1,349 | |
| 7 | $3,459 | 6.500% | $1,444 | 40 | −$1,336 | |
| 8 | $3,773 | 6.490% | $2,136 | 58 | −$1,022 | |
| 9 | $3,845 | 6.750% | $1,290 | 33 | −$950 | |
| 10 | $3,900 | 6.500% | $975 | 64 | −$895 | |
| 11 | $3,941 | 5.812% | $1,025 | 14 | −$854 | |
| 12 | $4,000 | 6.433% | $1,286 | 14 | −$795 | |
| 13 | $4,093 | 6.990% | $1,672 | 12 | −$702 | |
| 14 | $4,192 | 6.375% | $1,568 | 113 | −$603 | |
| 15 | $4,242 | 6.688% | $1,470 | 24 | −$554 | |
| 16 | $4,306 | 6.500% | $1,475 | 11 | −$489 | |
| 17 | $4,372 | 6.875% | $1,495 | 64 | −$423 | |
| 18 | $4,442 | 6.625% | $1,375 | 12 | −$353 | |
| 19 | $4,486 | 7.062% | $2,005 | 10 | −$309 | |
| 20 | $4,530 | 6.781% | $1,595 | 76 | −$265 | |
| 21 | $4,659 | 6.688% | $2,107 | 14 | −$136 | |
| 22 | $4,665 | 6.600% | $1,474 | 81 | −$130 | |
| 23 | $4,695 | 6.990% | $1,969 | 20 | −$100 | |
| 24 | $4,740 | 6.625% | $2,125 | 20 | −$55 | |
| 25 | $4,894 | 6.625% | $1,630 | 95 | +$99 | |
| 26 | $4,912 | 6.990% | $2,380 | 14 | +$117 | |
| 27 | $4,932 | 6.750% | $2,161 | 219 | +$137 | |
| 28 | $4,975 | 6.625% | $1,235 | 17 | +$180 | |
| 29 | $5,008 | 6.600% | $2,500 | 10 | +$213 | |
| 30 | $5,062 | 6.875% | $2,762 | 19 | +$267 | |
| 31 | $5,078 | 6.375% | $2,361 | 29 | +$283 | |
| 32 | $5,089 | 6.625% | $2,333 | 21 | +$294 | |
| 33 | $5,120 | 5.750% | $2,842 | 19 | +$325 | |
| 34 | $5,631 | 6.562% | $3,302 | 18 | +$836 | |
| 35 | $5,662 | 6.308% | $2,244 | 16 | +$867 | |
| 36 | $5,776 | 6.688% | $2,829 | 20 | +$981 | |
| 37 | $5,776 | 6.625% | $3,591 | 90 | +$981 | |
| 38 | $5,955 | 6.990% | $3,181 | 45 | +$1,160 | |
| 39 | $6,026 | 7.062% | $3,340 | 10 | +$1,231 | |
| 40 | $6,049 | 6.862% | $3,532 | 46 | +$1,254 | |
| 41 | $6,061 | 6.625% | $3,458 | 67 | +$1,266 | |
| 42 | $6,095 | 7.000% | $3,220 | 39 | +$1,300 | |
| 43 | $6,788 | 6.500% | $3,621 | 104 | +$1,993 | |
| 44 | $6,873 | 6.625% | $4,220 | 39 | +$2,078 | |
| 45 | $7,201 | 6.875% | $4,171 | 106 | +$2,406 |
Includes lenders with 10+ purchase originations in Richland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.