Lowest closing cost mortgage lenders in Lancaster County County, South Carolina
In Lancaster County, South Carolina, homebuyers paid a median of $6,200 in closing costs in 2024 — below the South Carolina median of $6,655. The county saw 1,511 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $2,464, which is $2,584 less than the county median.
Homebuyers in Lancaster County County who chose JPMorgan Chase Bank, National Association paid $3,736 less in closing costs than the county median.
County Median Costs
$6,200
−6.8% vs South Carolina ($6,655)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,126
Purchase Originations
1,511
vs South Carolina Median
6.8% below
$-455
vs National Median
8.0% below
$-541
Lender rankings in Lancaster County County
28 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,464 | 6.490% | $720 | 15 | −$2,584 | |
| 2 | $2,602 | 6.062% | $665 | 12 | −$2,446 | |
| 3 | $2,688 | 6.000% | $102 | 17 | −$2,360 | |
| 4 | $3,296 | 6.500% | $0 | 41 | −$1,752 | |
| 5 | $3,634 | 6.625% | $101 | 43 | −$1,414 | |
| 6 | $3,734 | 6.625% | $1,125 | 11 | −$1,314 | |
| 7 | $4,026 | 6.625% | $1,495 | 11 | −$1,022 | |
| 8 | $4,276 | 6.875% | $1,056 | 21 | −$772 | |
| 9 | $4,512 | 6.125% | $1,225 | 14 | −$536 | |
| 10 | $4,555 | 6.750% | $2,400 | 67 | −$493 | |
| 11 | $4,572 | 6.625% | $2,437 | 13 | −$476 | |
| 12 | $4,894 | 6.625% | $2,490 | 16 | −$154 | |
| 13 | $4,936 | 6.500% | $2,157 | 20 | −$112 | |
| 14 | $4,986 | 6.638% | $2,500 | 16 | −$62 | |
| 15 | $5,007 | 6.844% | $1,595 | 98 | −$41 | |
| 16 | $5,007 | 6.625% | $2,546 | 20 | −$41 | |
| 17 | $5,170 | 6.990% | $2,175 | 28 | +$122 | |
| 18 | $5,198 | 6.625% | $1,395 | 25 | +$150 | |
| 19 | $5,308 | 6.375% | $3,279 | 21 | +$260 | |
| 20 | $6,570 | 6.875% | $3,860 | 61 | +$1,522 | |
| 21 | $7,097 | 6.750% | $3,785 | 11 | +$2,049 | |
| 22 | $7,164 | 7.058% | $3,043 | 14 | +$2,116 | |
| 23 | $7,221 | 6.625% | $4,606 | 26 | +$2,173 | |
| 24 | $7,860 | 6.950% | $4,801 | 13 | +$2,812 | |
| 25 | $8,713 | 6.375% | $5,203 | 34 | +$3,665 | |
| 26 | $9,430 | 6.125% | $5,861 | 11 | +$4,382 |
Includes lenders with 10+ purchase originations in Lancaster County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.