Purchase Originations
2,342
Ranked #196 nationally
Median Total Costs
$5,288
−20.8% vs national ($6,680)
↑ $133 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$1,395
Median Lender Credits
$602
Cost Rank (500+ vol.)
#221
among lenders with 500+ originations
Denial Rate
0.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,594 | 6.500% | $4,604 | $1,395 |
| fha | 373 | 6.250% | $10,547 | $1,395 |
| va | 343 | 6.125% | $9,266 | $1,495 |
| usda | 32 | 6.250% | $7,932 | $1,926 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| North Carolina | 2,096 | 6.375% | $5,192 | #11 |
| South Carolina | 189 | 6.375% | $5,751 | #81 |
| Virginia | 21 | 6.375% | $7,178 | — |
| Georgia | 13 | 6.625% | $5,269 | — |
| Florida | 10 | 6.500% | $6,423 | — |
| Tennessee | 5 | 6.500% | $7,244 | — |
| Ohio | 4 | 5.870% | $7,405 | — |
| Maryland | 2 | 6.812% | $5,058 | — |
| Illinois | 1 | 6.990% | $6,398 | — |
| Mississippi | 1 | 6.250% | $12,014 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,337 | 6.500% | — | 26 | −$951 | |
| 2 | $4,539 | 6.500% | — | 63 | −$749 | |
| 3 | $4,650 | 6.375% | — | 194 | −$638 | |
| 4 | $4,713 | 6.500% | — | 35 | −$575 | |
| 5 | $4,724 | 6.500% | — | 639 | −$564 | |
| 6 | $4,820 | 6.500% | — | 94 | −$468 | |
| 7 | $4,881 | 6.500% | — | 32 | −$407 | |
| 8 | $4,962 | 6.490% | — | 61 | −$326 | |
| 9 | $5,038 | 6.375% | — | 122 | −$250 | |
| 10 | $5,129 | 6.375% | — | 54 | −$159 | |
| 11 | $5,560 | 6.375% | — | 100 | +$272 | |
| 12 | $6,452 | 6.188% | — | 92 | +$1,164 | |
| 13 | $7,788 | 6.312% | — | 28 | +$2,500 | |
| 14 | $7,918 | 6.250% | — | 44 | +$2,630 | |
| 15 | $8,445 | 6.375% | — | 94 | +$3,157 | |
| 16 | $8,505 | 6.125% | — | 67 | +$3,217 | |
| 17 | $9,348 | 6.250% | — | 39 | +$4,060 | |
| 18 | $9,415 | 6.250% | — | 80 | +$4,127 | |
| 19 | $10,441 | 6.250% | — | 25 | +$5,153 | |
| 20 | $12,151 | 6.125% | — | 27 | +$6,863 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | American Security Mortgage Corp. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $365,000 | $335,000 | +$30,000 (+9.0%) |
| Median total closing costs | $5,288 | $7,127 | −$1,839 (−25.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.