KBHS HOME LOANS, LLC closing costs and rates (2024)
In 2024, KBHS HOME LOANS, LLC originated 9,555 purchase mortgages at a median interest rate of 5.88% and median total closing costs of $8,637. That ranks #48 nationally by origination volume. For total closing costs among lenders with 500+ originations, KBHS HOME LOANS, LLC ranks #478. That is $1,896 above the national median of $6,741. KBHS HOME LOANS, LLC is most active in Texas with 2,830 originations there.
Purchase Originations
9,555
Ranked #48 nationally
Median Total Costs
$8,637
+28.1% vs national ($6,741)
Median Rate
5.875%
−11.3% vs national (6.620%)
Median Origination
$1,621
Median Lender Credits
$60
Cost Rank (500+ vol.)
#478
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,825 | 5.990% | $5,867 | $1,693 |
| fha | 3,460 | 5.750% | $12,301 | $1,640 |
| va | 1,259 | 5.750% | $6,098 | $32 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 2,830 | 5.875% | $7,691 | #19 |
| California | 2,241 | 5.990% | $13,898 | #21 |
| Florida | 1,429 | 5.900% | $8,723 | #33 |
| Arizona | 1,098 | 5.625% | $11,038 | #16 |
| Nevada | 990 | 5.750% | $4,881 | #6 |
| North Carolina | 461 | 5.875% | $4,740 | #54 |
| Colorado | 237 | 5.125% | $3,833 | #67 |
| Washington | 194 | 6.175% | $11,514 | #74 |
| Idaho | 56 | 5.933% | $10,322 | #62 |
| South Carolina | 19 | 6.100% | $5,227 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,007 | 5.125% | — | 142 | −$4,630 | |
| 2 | $4,524 | 5.875% | — | 184 | −$4,113 | |
| 3 | $4,881 | 5.750% | — | 990 | −$3,756 | |
| 4 | $6,014 | 5.990% | — | 366 | −$2,623 | |
| 5 | $6,613 | 6.200% | — | 145 | −$2,024 | |
| 6 | $7,029 | 5.990% | — | 162 | −$1,608 | |
| 7 | $7,252 | 6.088% | — | 366 | −$1,385 | |
| 8 | $7,628 | 5.875% | — | 804 | −$1,009 | |
| 9 | $8,013 | 5.875% | — | 188 | −$624 | |
| 10 | $8,032 | 5.990% | — | 389 | −$605 | |
| 11 | $8,060 | 5.945% | — | 162 | −$577 | |
| 12 | $8,517 | 5.990% | — | 170 | −$120 | |
| 13 | $9,231 | 5.875% | — | 171 | +$594 | |
| 14 | $9,459 | 5.875% | — | 167 | +$822 | |
| 15 | $10,495 | 5.500% | — | 356 | +$1,858 | |
| 16 | $10,604 | 5.875% | — | 146 | +$1,967 | |
| 17 | $11,492 | 5.750% | — | 630 | +$2,855 | |
| 18 | $11,829 | 6.250% | — | 179 | +$3,192 | |
| 19 | $13,652 | 6.125% | — | 199 | +$5,015 | |
| 20 | $14,933 | 5.875% | — | 762 | +$6,296 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.