Purchase Originations
4,657
Ranked #105 nationally
Median Total Costs
$7,610
+13.9% vs national ($6,680)
↓ $1,836 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↓ 0.115% vs prior year
Median Origination
$2,148
Median Lender Credits
$175
Cost Rank (500+ vol.)
#414
among lenders with 500+ originations
Denial Rate
9.5%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,048 | 6.490% | $7,297 | $2,205 |
| va | 349 | 5.875% | $6,345 | $1,155 |
| fha | 260 | 5.625% | $17,882 | $5,759 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 672 | 6.375% | $9,023 | #94 |
| Florida | 653 | 6.250% | $9,388 | #68 |
| Idaho | 513 | 6.000% | $8,908 | #6 |
| Georgia | 337 | 6.490% | $6,652 | #66 |
| Colorado | 319 | 5.990% | $4,124 | #48 |
| South Carolina | 278 | 6.375% | $6,640 | #62 |
| Nevada | 251 | 6.490% | $7,000 | #30 |
| New Jersey | 244 | 6.490% | $7,650 | #59 |
| Pennsylvania | 234 | 6.500% | $7,516 | #98 |
| North Carolina | 229 | 6.375% | $4,925 | #100 |
| Arizona | 182 | 6.490% | $7,275 | #71 |
| California | 163 | 6.490% | $6,327 | #160 |
| Virginia | 156 | 6.490% | $7,070 | #100 |
| Washington | 121 | 6.375% | $5,659 | #96 |
| Tennessee | 50 | 6.312% | $11,920 | #186 |
| New York | 49 | 6.750% | $6,206 | — |
| Massachusetts | 48 | 6.490% | $6,376 | — |
| Michigan | 41 | 6.375% | $5,412 | — |
| Oregon | 38 | 5.990% | $5,726 | — |
| Utah | 34 | 6.375% | $7,252 | — |
| Delaware | 19 | 6.490% | $6,749 | — |
| Maryland | 19 | 6.490% | $7,614 | — |
| Connecticut | 7 | 6.625% | $6,630 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,090 | 6.375% | — | 96 | −$3,520 | |
| 2 | $4,249 | 6.250% | — | 156 | −$3,361 | |
| 3 | $5,852 | 6.433% | — | 122 | −$1,758 | |
| 4 | $6,278 | 6.625% | — | 115 | −$1,332 | |
| 5 | $6,450 | 6.625% | — | 125 | −$1,160 | |
| 6 | $6,787 | 6.375% | — | 113 | −$823 | |
| 7 | $6,906 | 6.490% | — | 136 | −$704 | |
| 8 | $7,024 | 6.500% | — | 133 | −$586 | |
| 9 | $7,232 | 6.490% | — | 121 | −$378 | |
| 10 | $7,260 | 6.490% | — | 93 | −$350 | |
| 11 | $7,814 | 6.490% | — | 126 | +$204 | |
| 12 | $7,945 | 6.500% | — | 92 | +$335 | |
| 13 | $8,014 | 6.375% | — | 214 | +$404 | |
| 14 | $8,911 | 6.125% | — | 343 | +$1,301 | |
| 15 | $9,015 | 6.375% | — | 124 | +$1,405 | |
| 16 | $9,069 | 5.875% | — | 163 | +$1,459 | |
| 17 | $9,253 | 6.490% | — | 78 | +$1,643 | |
| 18 | $9,290 | 6.375% | — | 118 | +$1,680 | |
| 19 | $9,515 | 6.433% | — | 76 | +$1,905 | |
| 20 | $14,542 | 6.000% | — | 156 | +$6,932 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Toll Brothers Mortgage Company | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $525,000 | $335,000 | +$190,000 (+56.7%) |
| Median total closing costs | $7,610 | $7,127 | +$483 (+6.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.