Lowest closing cost mortgage lenders in Berkeley County County, South Carolina
In Berkeley County, South Carolina, homebuyers paid a median of $8,128 in closing costs in 2024 — above the South Carolina median of $6,655. The county saw 4,807 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, NATION ONE MORTGAGE CORPORATION offered the lowest median costs at $67, which is $8,127 less than the county median.
Homebuyers in Berkeley County County who chose NATION ONE MORTGAGE CORPORATION paid $8,061 less in closing costs than the county median.
County Median Costs
$8,128
+22.1% vs South Carolina ($6,655)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,972
Purchase Originations
4,807
vs South Carolina Median
22.1% above
$1,473
vs National Median
20.6% above
$1,387
Lender rankings in Berkeley County County
56 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $304 | 6.500% | $0 | 163 | −$5,472 | |
| 2 | $2,909 | 6.875% | $380 | 17 | −$2,867 | |
| 3 | $2,936 | 5.688% | $0 | 44 | −$2,840 | |
| 4 | $3,051 | 6.375% | $0 | 39 | −$2,725 | |
| 5 | $4,158 | 6.625% | $975 | 10 | −$1,618 | |
| 6 | $4,296 | 6.500% | $960 | 29 | −$1,480 | |
| 7 | $4,347 | 6.938% | $950 | 10 | −$1,429 | |
| 8 | $4,430 | 6.500% | $1,295 | 39 | −$1,346 | |
| 9 | $4,435 | 5.875% | $1,385 | 29 | −$1,341 | |
| 10 | $4,556 | 6.625% | $1,482 | 24 | −$1,220 | |
| 11 | $4,564 | 6.750% | $1,556 | 43 | −$1,212 | |
| 12 | $4,768 | 6.500% | $2,126 | 13 | −$1,008 | |
| 13 | $5,065 | 6.800% | $1,815 | 14 | −$711 | |
| 14 | $5,115 | 7.000% | $2,186 | 31 | −$661 | |
| 15 | $5,148 | 6.750% | $1,700 | 31 | −$628 | |
| 16 | $5,152 | 6.625% | $2,007 | 11 | −$624 | |
| 17 | $5,394 | 5.990% | $2,740 | 43 | −$382 | |
| 18 | $5,653 | 6.875% | $2,356 | 15 | −$123 | |
| 19 | $5,744 | 6.625% | $3,379 | 94 | −$32 | |
| 20 | $5,815 | 6.625% | $2,871 | 75 | +$39 | |
| 21 | $5,970 | 6.575% | $1,998 | 32 | +$194 | |
| 22 | $5,984 | 6.625% | $3,407 | 32 | +$208 | |
| 23 | $6,002 | 6.875% | $1,705 | 35 | +$226 | |
| 24 | $6,191 | 6.625% | $4,150 | 59 | +$415 | |
| 25 | $6,222 | 6.625% | $3,834 | 20 | +$446 | |
| 26 | $6,461 | 6.750% | $3,815 | 71 | +$685 | |
| 27 | $6,469 | 6.500% | $2,603 | 10 | +$693 | |
| 28 | $6,532 | 6.490% | $2,923 | 21 | +$756 | |
| 29 | $6,586 | 7.058% | $3,279 | 14 | +$810 | |
| 30 | $6,602 | 6.625% | $4,253 | 66 | +$826 | |
| 31 | $6,622 | 6.995% | $3,570 | 36 | +$846 | |
| 32 | $6,651 | 6.375% | $4,146 | 45 | +$875 | |
| 33 | $6,693 | 6.562% | $4,023 | 24 | +$917 | |
| 34 | $6,789 | 6.990% | $3,763 | 49 | +$1,013 | |
| 35 | $6,856 | 6.933% | $3,692 | 20 | +$1,080 | |
| 36 | $7,001 | 9.380% | $4,500 | 16 | +$1,225 | |
| 37 | $7,087 | 6.625% | $4,184 | 114 | +$1,311 | |
| 38 | $7,137 | 6.375% | $4,372 | 130 | +$1,361 | |
| 39 | $7,238 | 6.625% | $4,260 | 25 | +$1,462 | |
| 40 | $7,295 | 6.438% | $4,531 | 14 | +$1,519 | |
| 41 | $8,310 | 6.500% | $5,534 | 26 | +$2,534 | |
| 42 | $8,327 | 6.750% | $5,248 | 18 | +$2,551 | |
| 43 | $8,491 | 6.995% | $5,198 | 32 | +$2,715 | |
| 44 | $8,547 | 6.625% | $5,001 | 25 | +$2,771 | |
| 45 | $8,781 | 6.625% | $5,739 | 28 | +$3,005 | |
| 46 | $10,776 | 6.875% | $8,259 | 21 | +$5,000 | |
| 47 | $11,515 | 6.625% | $7,954 | 10 | +$5,739 | |
| 48 | $12,626 | 9.750% | $10,017 | 41 | +$6,850 |
Includes lenders with 10+ purchase originations in Berkeley County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.