Fifth Third Bank, National Association closing costs and rates (2024)
In 2024, Fifth Third Bank, National Association originated 7,986 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,396. That ranks #57 nationally by origination volume. For total closing costs among lenders with 500+ originations, Fifth Third Bank, National Association ranks #150. That is $2,345 below the national median of $6,741. Fifth Third Bank, National Association is most active in Ohio with 2,247 originations there.
Purchase Originations
7,986
Ranked #57 nationally
Median Total Costs
$4,396
−34.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$774
Cost Rank (500+ vol.)
#150
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 7,129 | 6.625% | $4,269 | $1,295 |
| fha | 626 | 6.500% | $6,928 | $1,295 |
| va | 181 | 6.375% | $3,364 | $495 |
| usda | 50 | 6.312% | $5,266 | $1,295 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 2,247 | 6.625% | $4,155 | #10 |
| Michigan | 1,065 | 6.625% | $3,648 | #15 |
| Illinois | 962 | 6.625% | $6,189 | #22 |
| Indiana | 931 | 6.625% | $3,185 | #17 |
| Florida | 708 | 6.500% | $6,417 | #65 |
| Kentucky | 501 | 6.625% | $4,070 | #20 |
| North Carolina | 483 | 6.490% | $4,433 | #50 |
| South Carolina | 322 | 6.375% | $5,099 | #48 |
| Tennessee | 200 | 6.482% | $5,592 | #76 |
| Georgia | 173 | 6.500% | $5,368 | #108 |
| West Virginia | 61 | 6.875% | $3,981 | #44 |
| Texas | 31 | 6.375% | $7,039 | — |
| California | 27 | 6.125% | $8,148 | — |
| New York | 26 | 4.250% | $269 | — |
| Pennsylvania | 25 | 6.500% | $4,656 | — |
| Wisconsin | 24 | 6.562% | $3,688 | — |
| Virginia | 22 | 6.562% | $4,744 | — |
| Alabama | 20 | 6.495% | $3,937 | — |
| Missouri | 19 | 6.375% | $3,448 | — |
| New Jersey | 17 | 3.625% | $1,918 | — |
| Colorado | 14 | 6.188% | $3,622 | — |
| Arizona | 12 | 6.562% | $6,873 | — |
| Minnesota | 11 | 6.125% | $2,579 | — |
| Massachusetts | 10 | 6.250% | $4,341 | — |
| Maryland | 9 | 6.250% | $3,570 | — |
| Washington | 7 | 6.125% | $4,325 | — |
| Arkansas | 6 | 6.188% | $3,043 | — |
| Iowa | 5 | 6.375% | $3,167 | — |
| Mississippi | 5 | 6.990% | $4,632 | — |
| Delaware | 4 | 3.438% | $1,094 | — |
| Maine | 4 | 6.375% | $4,569 | — |
| Oklahoma | 4 | 6.062% | $5,056 | — |
| Connecticut | 3 | 5.750% | $6,184 | — |
| District of Columbia | 3 | 2.750% | $0 | — |
| Louisiana | 3 | 6.375% | $4,816 | — |
| Oregon | 3 | 6.125% | $5,440 | — |
| Utah | 3 | 6.625% | $4,162 | — |
| Alaska | 2 | 5.062% | $2,617 | — |
| Kansas | 2 | 6.745% | $2,593 | — |
| Nebraska | 2 | 6.062% | $3,871 | — |
| New Hampshire | 2 | 4.750% | $2,176 | — |
| New Mexico | 2 | 5.125% | $2,251 | — |
| Nevada | 2 | 6.188% | $5,291 | — |
| Wyoming | 2 | 6.312% | $9,874 | — |
| Idaho | 1 | 2.375% | $0 | — |
| Montana | 1 | 5.990% | $4,764 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,039 | 6.625% | — | 136 | −$1,357 | |
| 2 | $3,090 | 6.625% | — | 133 | −$1,306 | |
| 3 | $3,636 | 6.625% | — | 180 | −$760 | |
| 4 | $3,643 | 6.625% | — | 98 | −$753 | |
| 5 | $3,703 | 6.500% | — | 113 | −$693 | |
| 6 | $3,723 | 6.625% | — | 252 | −$673 | |
| 7 | $3,747 | 6.625% | — | 86 | −$649 | |
| 8 | $3,806 | 6.375% | — | 114 | −$590 | |
| 9 | $3,846 | 6.625% | — | 72 | −$550 | |
| 10 | $4,092 | 6.625% | — | 120 | −$304 | |
| 11 | $4,124 | 6.625% | — | 158 | −$272 | |
| 12 | $4,255 | 6.500% | — | 279 | −$141 | |
| 13 | $4,274 | 6.625% | — | 94 | −$122 | |
| 14 | $4,380 | 6.625% | — | 90 | −$16 | |
| 15 | $4,458 | 6.625% | — | 309 | +$62 | |
| 16 | $5,001 | 6.500% | — | 72 | +$605 | |
| 17 | $5,505 | 6.250% | — | 135 | +$1,109 | |
| 18 | $6,088 | 6.625% | — | 75 | +$1,692 | |
| 19 | $6,315 | 6.600% | — | 538 | +$1,919 | |
| 20 | $6,367 | 6.612% | — | 106 | +$1,971 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.