Purchase Originations
5,061
Ranked #97 nationally
Median Total Costs
$8,956
+34.1% vs national ($6,680)
↓ $324 vs prior year
Median Rate
4.990%
−23.1% vs national (6.490%)
↓ 1.000% vs prior year
Median Origination
$1,325
Median Lender Credits
$64
Cost Rank (500+ vol.)
#497
among lenders with 500+ originations
Denial Rate
4.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,207 | 5.990% | $6,391 | $1,325 |
| fha | 1,650 | 4.990% | $11,874 | $1,325 |
| va | 1,173 | 4.990% | $8,207 | $1,325 |
| usda | 31 | 4.990% | $7,683 | $1,325 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,742 | 5.500% | $8,473 | #34 |
| Florida | 1,173 | 4.990% | $8,937 | #41 |
| North Carolina | 757 | 4.990% | $8,894 | #38 |
| South Carolina | 610 | 4.990% | $9,425 | #28 |
| Colorado | 295 | 4.990% | $10,668 | #54 |
| Georgia | 269 | 4.990% | $10,112 | #82 |
| Tennessee | 150 | 5.990% | $7,945 | #96 |
| Maryland | 42 | 6.500% | $14,455 | — |
| Arizona | 12 | 4.990% | $10,242 | — |
| Alabama | 6 | 4.990% | $8,118 | — |
| Virginia | 5 | 6.375% | $5,685 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $7,003 | 4.990% | — | 404 | −$1,953 | |
| 2 | $7,097 | 5.990% | — | 95 | −$1,859 | |
| 3 | $7,126 | 4.990% | — | 89 | −$1,830 | |
| 4 | $7,822 | 5.990% | — | 177 | −$1,134 | |
| 5 | $8,057 | 5.990% | — | 98 | −$899 | |
| 6 | $8,123 | 4.995% | — | 164 | −$833 | |
| 7 | $8,224 | 5.990% | — | 248 | −$732 | |
| 8 | $8,225 | 5.250% | — | 106 | −$731 | |
| 9 | $8,313 | 5.990% | — | 180 | −$643 | |
| 10 | $8,318 | 4.990% | — | 118 | −$638 | |
| 11 | $8,448 | 5.500% | — | 174 | −$508 | |
| 12 | $8,771 | 4.990% | — | 142 | −$185 | |
| 13 | $9,137 | 4.990% | — | 107 | +$181 | |
| 14 | $9,222 | 4.990% | — | 210 | +$266 | |
| 15 | $9,398 | 4.990% | — | 97 | +$442 | |
| 16 | $9,592 | 4.990% | — | 99 | +$636 | |
| 17 | $9,783 | 4.990% | — | 179 | +$827 | |
| 18 | $9,850 | 4.990% | — | 120 | +$894 | |
| 19 | $10,239 | 4.990% | — | 164 | +$1,283 | |
| 20 | $10,408 | 4.990% | — | 146 | +$1,452 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Jet Homeloans, LP | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $395,000 | $335,000 | +$60,000 (+17.9%) |
| Median total closing costs | $8,956 | $7,127 | +$1,829 (+25.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.