Countybank closing costs and rates (2024)
In 2024, Countybank originated 400 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,356. That is $2,385 below the national median of $6,741. Countybank is most active in South Carolina with 265 originations there.
Purchase Originations
400
Median Total Costs
$4,356
−35.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,224
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 312 | 6.750% | $4,134 | $1,224 |
| fha | 55 | 6.625% | $9,833 | $2,009 |
| va | 24 | 6.250% | $5,217 | $1,224 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| South Carolina | 265 | 6.625% | $4,324 | #59 |
| Tennessee | 118 | 6.750% | $4,344 | #111 |
| Florida | 5 | 6.625% | $6,942 | — |
| Georgia | 3 | 6.625% | $4,230 | — |
| Indiana | 2 | 6.625% | $2,412 | — |
| Kentucky | 2 | 6.370% | $5,764 | — |
| North Carolina | 2 | 7.062% | $5,938 | — |
| Pennsylvania | 1 | 6.500% | $3,514 | — |
| Virginia | 1 | 6.625% | $4,967 | — |
| West Virginia | 1 | 5.990% | $3,314 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,206 | 6.500% | — | 2 | −$2,150 | |
| 2 | $3,093 | 6.750% | — | 4 | −$1,263 | |
| 3 | $3,628 | 6.500% | — | 4 | −$728 | |
| 4 | $3,680 | 6.933% | — | 2 | −$676 | |
| 5 | $3,860 | 6.750% | — | 26 | −$496 | |
| 6 | $3,867 | 6.500% | — | 3 | −$489 | |
| 7 | $3,886 | 6.750% | — | 30 | −$470 | |
| 8 | $3,918 | 6.683% | — | 2 | −$438 | |
| 9 | $3,973 | 6.745% | — | 4 | −$383 | |
| 10 | $4,007 | 6.625% | — | 2 | −$349 | |
| 11 | $4,134 | 6.990% | — | 3 | −$222 | |
| 12 | $4,216 | 6.688% | — | 14 | −$140 | |
| 13 | $4,235 | 6.875% | — | 7 | −$121 | |
| 14 | $4,258 | 7.125% | — | 5 | −$98 | |
| 15 | $4,261 | 6.625% | — | 125 | −$95 | |
| 16 | $4,500 | 6.750% | — | 69 | +$144 | |
| 17 | $4,562 | 6.812% | — | 8 | +$206 | |
| 18 | $5,485 | 6.625% | — | 53 | +$1,129 | |
| 19 | $6,339 | 6.990% | — | 3 | +$1,983 | |
| 20 | $8,960 | 6.250% | — | 5 | +$4,604 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.