Homebuyers in York County County who chose American Airlines Federal Credit Union paid $6,017 less in closing costs than the county median.
County Median Costs
$6,017
−11.0% vs South Carolina ($6,759)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,850
Purchase Originations
4,175
Denial Rate
7.8%
vs South Carolina avg (12.5%)
vs South Carolina Median
11.0% below
$-742
vs National Median
9.9% below
$-663
67 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.125% | $0 | 12 | −$5,089 | |
| 2 | $350 | 5.500% | $0 | 79 | −$4,739 | |
| 3 | $425 | 6.125% | $0 | 49 | −$4,664 | |
| 4 | $2,496 | 5.500% | $101 | 13 | −$2,593 | |
| 5 | $2,788 | 5.688% | $126 | 32 | −$2,301 | |
| 6 | $3,232 | 6.750% | $0 | 12 | −$1,857 | |
| 7 | $3,390 | 9.300% | $0 | 15 | −$1,699 | |
| 8 | $3,658 | 6.125% | $0 | 131 | −$1,431 | |
| 9 | $3,777 | 6.375% | $250 | 11 | −$1,312 | |
| 10 | $3,909 | 6.375% | $995 | 54 | −$1,180 | |
| 11 | $4,050 | 6.688% | $1,245 | 12 | −$1,039 | |
| 12 | $4,143 | 6.375% | $1,422 | 42 | −$946 | |
| 13 | $4,206 | 5.875% | $1,207 | 63 | −$883 | |
| 14 | $4,265 | 6.625% | $1,598 | 16 | −$824 | |
| 15 | $4,279 | 6.375% | $1,227 | 10 | −$810 | |
| 16 | $4,410 | 6.312% | $1,125 | 16 | −$679 | |
| 17 | $4,489 | 6.375% | $1,569 | 23 | −$600 | |
| 18 | $4,617 | 6.590% | $1,495 | 61 | −$472 | |
| 19 | $4,630 | 6.625% | $1,080 | 10 | −$459 | |
| 20 | $4,677 | 6.575% | $1,640 | 16 | −$412 | |
| 21 | $4,696 | 6.600% | $1,495 | 53 | −$393 | |
| 22 | $4,712 | 6.433% | $1,619 | 62 | −$377 | |
| 23 | $4,822 | 6.990% | $1,695 | 23 | −$267 | |
| 24 | $4,836 | 6.490% | $1,868 | 26 | −$253 | |
| 25 | $4,918 | 6.500% | $1,445 | 70 | −$171 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.