Lowest closing cost mortgage lenders in York County County, South Carolina
In York County, South Carolina, homebuyers paid a median of $6,237 in closing costs in 2024 — below the South Carolina median of $6,655. The county saw 3,940 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $350, which is $4,755 less than the county median.
Homebuyers in York County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,887 less in closing costs than the county median.
County Median Costs
$6,237
−6.3% vs South Carolina ($6,655)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,198
Purchase Originations
3,940
vs South Carolina Median
6.3% below
$-418
vs National Median
7.5% below
$-504
Lender rankings in York County County
60 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $350 | 5.500% | $0 | 39 | −$4,755 | |
| 2 | $530 | 6.625% | $0 | 15 | −$4,575 | |
| 3 | $3,078 | 8.800% | $0 | 15 | −$2,027 | |
| 4 | $3,204 | 6.875% | $0 | 26 | −$1,901 | |
| 5 | $3,247 | 6.312% | $0 | 90 | −$1,858 | |
| 6 | $3,349 | 6.500% | $250 | 16 | −$1,756 | |
| 7 | $3,703 | 5.875% | $1,206 | 45 | −$1,402 | |
| 8 | $3,982 | 6.375% | $1,336 | 32 | −$1,123 | |
| 9 | $4,006 | 6.062% | $1,399 | 54 | −$1,099 | |
| 10 | $4,235 | 6.625% | $995 | 17 | −$870 | |
| 11 | $4,392 | 6.500% | $1,125 | 36 | −$713 | |
| 12 | $4,453 | 6.490% | $1,730 | 47 | −$652 | |
| 13 | $4,496 | 6.875% | $1,495 | 62 | −$609 | |
| 14 | $4,501 | 6.625% | $1,495 | 49 | −$604 | |
| 15 | $4,627 | 6.750% | $2,073 | 10 | −$478 | |
| 16 | $4,668 | 6.625% | $1,395 | 69 | −$437 | |
| 17 | $4,804 | 6.808% | $1,551 | 10 | −$301 | |
| 18 | $4,821 | 6.912% | $1,640 | 18 | −$284 | |
| 19 | $4,840 | 6.625% | $2,061 | 50 | −$265 | |
| 20 | $4,843 | 6.500% | $1,847 | 82 | −$262 | |
| 21 | $4,857 | 6.875% | $1,595 | 211 | −$248 | |
| 22 | $5,037 | 6.500% | $1,653 | 23 | −$68 | |
| 23 | $5,045 | 6.650% | $2,500 | 29 | −$60 | |
| 24 | $5,048 | 6.875% | $1,376 | 51 | −$57 | |
| 25 | $5,080 | 6.990% | $2,200 | 55 | −$25 | |
| 26 | $5,138 | 6.990% | $1,920 | 11 | +$33 | |
| 27 | $5,262 | 6.625% | $2,501 | 14 | +$157 | |
| 28 | $5,266 | 7.058% | $2,191 | 10 | +$161 | |
| 29 | $5,565 | 7.375% | $1,690 | 12 | +$460 | |
| 30 | $5,586 | 6.625% | $3,551 | 50 | +$481 | |
| 31 | $5,698 | 6.625% | $1,954 | 20 | +$593 | |
| 32 | $5,744 | 6.875% | $2,876 | 21 | +$639 | |
| 33 | $5,867 | 6.625% | $3,413 | 202 | +$762 | |
| 34 | $5,994 | 6.100% | $3,520 | 11 | +$889 | |
| 35 | $6,010 | 6.500% | $3,205 | 16 | +$905 | |
| 36 | $6,041 | 6.375% | $2,803 | 218 | +$936 | |
| 37 | $6,173 | 6.625% | $3,416 | 23 | +$1,068 | |
| 38 | $6,300 | 6.750% | $3,750 | 11 | +$1,195 | |
| 39 | $6,417 | 6.990% | $3,469 | 16 | +$1,312 | |
| 40 | $6,675 | 6.625% | $3,781 | 167 | +$1,570 | |
| 41 | $7,110 | 6.990% | $4,391 | 52 | +$2,005 | |
| 42 | $7,144 | 6.375% | $3,425 | 15 | +$2,039 | |
| 43 | $7,412 | 6.750% | $4,661 | 12 | +$2,307 | |
| 44 | $7,436 | 6.990% | $4,902 | 22 | +$2,331 | |
| 45 | $7,622 | 6.990% | $3,970 | 17 | +$2,517 | |
| 46 | $8,033 | 7.500% | $5,285 | 20 | +$2,928 | |
| 47 | $8,116 | 6.375% | $5,526 | 14 | +$3,011 | |
| 48 | $8,680 | 6.625% | $5,605 | 11 | +$3,575 | |
| 49 | $8,900 | 6.933% | $5,954 | 18 | +$3,795 | |
| 50 | $8,985 | 7.125% | $6,014 | 10 | +$3,880 | |
| 51 | $9,300 | 7.375% | $6,545 | 17 | +$4,195 | |
| 52 | $9,679 | 6.625% | $6,885 | 20 | +$4,574 | |
| 53 | $11,689 | 6.125% | $5,709 | 13 | +$6,584 |
Includes lenders with 10+ purchase originations in York County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.