Purchase Originations
2,482
Ranked #187 nationally
Median Total Costs
$5,364
−19.7% vs national ($6,680)
↑ $175 vs prior year
Median Rate
5.500%
−15.3% vs national (6.490%)
↓ 0.490% vs prior year
Median Origination
$101
Median Lender Credits
$1,099
Cost Rank (500+ vol.)
#226
among lenders with 500+ originations
Denial Rate
9.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,440 | 5.625% | $4,257 | $101 |
| fha | 706 | 5.250% | $11,003 | $101 |
| va | 334 | 5.125% | $5,764 | $1 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 1,106 | 5.500% | $5,036 | #44 |
| North Carolina | 551 | 5.500% | $2,921 | #51 |
| Arizona | 547 | 5.375% | $5,991 | #33 |
| Texas | 253 | 5.500% | $5,696 | #171 |
| South Carolina | 25 | 5.375% | $2,788 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,605 | 5.250% | — | 44 | −$2,759 | |
| 2 | $2,721 | 5.500% | — | 79 | −$2,643 | |
| 3 | $2,875 | 6.250% | — | 179 | −$2,489 | |
| 4 | $3,514 | 5.625% | — | 63 | −$1,850 | |
| 5 | $4,494 | 5.250% | — | 61 | −$870 | |
| 6 | $4,538 | 5.500% | — | 71 | −$826 | |
| 7 | $4,659 | 5.125% | — | 64 | −$705 | |
| 8 | $4,700 | 5.250% | — | 270 | −$664 | |
| 9 | $4,913 | 5.312% | — | 66 | −$451 | |
| 10 | $4,942 | 5.312% | — | 156 | −$422 | |
| 11 | $5,230 | 5.625% | — | 83 | −$134 | |
| 12 | $5,451 | 5.500% | — | 64 | +$87 | |
| 13 | $5,731 | 5.625% | — | 107 | +$367 | |
| 14 | $5,780 | 5.375% | — | 305 | +$416 | |
| 15 | $5,853 | 5.375% | — | 73 | +$489 | |
| 16 | $6,123 | 5.750% | — | 169 | +$759 | |
| 17 | $6,178 | 5.250% | — | 176 | +$814 | |
| 18 | $6,986 | 5.624% | — | 122 | +$1,622 | |
| 19 | $7,771 | 5.125% | — | 56 | +$2,407 | |
| 20 | $9,519 | 5.433% | — | 42 | +$4,155 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mattamy Home Funding, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $415,000 | $335,000 | +$80,000 (+23.9%) |
| Median total closing costs | $5,364 | $7,127 | −$1,763 (−24.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.