NBKC BANK closing costs and rates (2024)
In 2024, NBKC BANK originated 5,744 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,311. That ranks #84 nationally by origination volume. For total closing costs among lenders with 500+ originations, NBKC BANK ranks #139. That is $2,430 below the national median of $6,741. NBKC BANK is most active in Texas with 561 originations there.
Purchase Originations
5,744
Ranked #84 nationally
Median Total Costs
$4,311
−36.0% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$250
Median Lender Credits
$713
Cost Rank (500+ vol.)
#139
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,772 | 6.500% | $3,787 | $250 |
| va | 1,602 | 6.000% | $6,791 | $0 |
| fha | 370 | 6.125% | $10,211 | $752 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 561 | 6.250% | $5,363 | #106 |
| Missouri | 382 | 6.375% | $2,642 | #34 |
| Florida | 370 | 6.250% | $5,420 | #110 |
| North Carolina | 354 | 6.188% | $3,624 | #63 |
| Kansas | 298 | 6.500% | $2,370 | #19 |
| Georgia | 261 | 6.125% | $4,476 | #88 |
| California | 251 | 6.500% | $5,095 | #134 |
| Washington | 236 | 6.125% | $4,751 | #64 |
| Virginia | 196 | 6.125% | $4,397 | #87 |
| Illinois | 177 | 6.490% | $5,285 | #106 |
| South Carolina | 171 | 6.375% | $4,105 | #84 |
| Colorado | 158 | 6.250% | $2,733 | #82 |
| Ohio | 156 | 6.375% | $4,094 | #107 |
| Pennsylvania | 130 | 6.490% | $5,013 | #138 |
| New Jersey | 128 | 6.250% | $5,147 | #93 |
| Tennessee | 122 | 6.125% | $4,534 | #106 |
| Massachusetts | 117 | 6.375% | $4,006 | #83 |
| Maryland | 104 | 6.125% | $4,500 | #97 |
| Arizona | 103 | 6.250% | $4,924 | #95 |
| Oregon | 96 | 6.375% | $4,391 | #72 |
| Nevada | 94 | 6.125% | $4,540 | #67 |
| Michigan | 92 | 6.490% | $3,308 | #114 |
| Oklahoma | 82 | 6.312% | $5,227 | #79 |
| Alabama | 81 | 6.125% | $3,052 | #107 |
| Indiana | 81 | 6.375% | $2,388 | #142 |
| New York | 79 | 6.375% | $5,322 | #130 |
| Arkansas | 78 | 6.312% | $3,190 | #76 |
| Minnesota | 77 | 6.375% | $3,310 | #99 |
| New Mexico | 69 | 6.125% | $4,175 | #53 |
| Wisconsin | 58 | 6.500% | $2,655 | #129 |
| Utah | 56 | 6.188% | $3,191 | #77 |
| Kentucky | 53 | 6.375% | $3,380 | #109 |
| Alaska | 52 | 6.125% | $4,534 | #23 |
| Nebraska | 48 | 6.125% | $2,778 | — |
| Connecticut | 46 | 6.375% | $4,818 | — |
| Idaho | 41 | 6.125% | $5,231 | — |
| Louisiana | 37 | 6.375% | $4,073 | — |
| New Hampshire | 31 | 6.375% | $3,095 | — |
| West Virginia | 28 | 6.125% | $3,542 | — |
| Mississippi | 27 | 6.500% | $5,138 | — |
| Iowa | 25 | 6.500% | $2,466 | — |
| Montana | 25 | 6.500% | $3,679 | — |
| Rhode Island | 18 | 6.433% | $3,995 | — |
| Delaware | 16 | 6.250% | $4,548 | — |
| District of Columbia | 15 | 6.125% | $5,609 | — |
| Maine | 14 | 6.312% | $3,226 | — |
| South Dakota | 14 | 5.995% | $5,047 | — |
| Vermont | 11 | 6.125% | $5,148 | — |
| North Dakota | 10 | 6.188% | $4,162 | — |
| Wyoming | 9 | 6.375% | $2,892 | — |
| Hawaii | 6 | 6.438% | $3,626 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,061 | 6.375% | — | 44 | −$2,250 | |
| 2 | $2,197 | 6.500% | — | 184 | −$2,114 | |
| 3 | $2,211 | 6.490% | — | 142 | −$2,100 | |
| 4 | $3,140 | 6.375% | — | 67 | −$1,171 | |
| 5 | $3,597 | 6.375% | — | 52 | −$714 | |
| 6 | $3,639 | 6.375% | — | 34 | −$672 | |
| 7 | $4,139 | 6.188% | — | 54 | −$172 | |
| 8 | $4,357 | 6.125% | — | 39 | +$46 | |
| 9 | $4,428 | 6.312% | — | 34 | +$117 | |
| 10 | $4,836 | 6.000% | — | 75 | +$525 | |
| 11 | $4,894 | 6.500% | — | 80 | +$583 | |
| 12 | $5,094 | 6.375% | — | 63 | +$783 | |
| 13 | $5,131 | 6.312% | — | 36 | +$820 | |
| 14 | $5,167 | 6.125% | — | 61 | +$856 | |
| 15 | $5,310 | 6.125% | — | 45 | +$999 | |
| 16 | $5,747 | 6.500% | — | 38 | +$1,436 | |
| 17 | $5,817 | 6.375% | — | 42 | +$1,506 | |
| 18 | $5,846 | 6.495% | — | 76 | +$1,535 | |
| 19 | $7,871 | 6.125% | — | 44 | +$3,560 | |
| 20 | $12,881 | 5.750% | — | 54 | +$8,570 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.