Shea Mortgage Inc. closing costs and rates (2024)
In 2024, Shea Mortgage Inc. originated 957 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $695. That ranks #387 nationally by origination volume. For total closing costs among lenders with 500+ originations, Shea Mortgage Inc. ranks #5. That is $6,046 below the national median of $6,741. Shea Mortgage Inc. is most active in California with 263 originations there.
Purchase Originations
957
Ranked #387 nationally
Median Total Costs
$695
−89.7% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$124
Cost Rank (500+ vol.)
#5
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 818 | 6.500% | $600 | $0 |
| fha | 74 | 5.500% | $8,677 | $0 |
| va | 65 | 6.000% | $1,393 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 263 | 6.625% | $1,010 | #128 |
| Arizona | 222 | 6.125% | $550 | #63 |
| Colorado | 215 | 6.125% | $0 | #71 |
| Texas | 101 | 6.125% | $1,087 | #271 |
| Washington | 40 | 6.438% | $2,756 | — |
| Virginia | 34 | 6.500% | $440 | — |
| North Carolina | 27 | 6.625% | $1,973 | — |
| Florida | 21 | 6.750% | $1,449 | — |
| Idaho | 17 | 6.500% | $1,165 | — |
| South Carolina | 15 | 6.625% | $530 | — |
| Nevada | 2 | 6.500% | $2,671 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.125% | — | 215 | −$695 | |
| 2 | $0 | 6.875% | — | 67 | −$695 | |
| 3 | $363 | 5.875% | — | 160 | −$332 | |
| 4 | $440 | 6.562% | — | 24 | −$255 | |
| 5 | $530 | 6.625% | — | 15 | −$165 | |
| 6 | $585 | 6.625% | — | 47 | −$110 | |
| 7 | $775 | 6.000% | — | 18 | +$80 | |
| 8 | $848 | 6.875% | — | 53 | +$153 | |
| 9 | $1,085 | 6.625% | — | 15 | +$390 | |
| 10 | $1,087 | 6.625% | — | 24 | +$392 | |
| 11 | $1,165 | 6.500% | — | 17 | +$470 | |
| 12 | $1,335 | 6.500% | — | 18 | +$640 | |
| 13 | $1,449 | 6.750% | — | 21 | +$754 | |
| 14 | $1,732 | 5.750% | — | 21 | +$1,037 | |
| 15 | $1,919 | 6.750% | — | 14 | +$1,224 | |
| 16 | $1,973 | 6.625% | — | 27 | +$1,278 | |
| 17 | $2,434 | 6.250% | — | 23 | +$1,739 | |
| 18 | $2,570 | 6.250% | — | 15 | +$1,875 | |
| 19 | $3,055 | 6.500% | — | 68 | +$2,360 | |
| 20 | $3,218 | 6.625% | — | 31 | +$2,523 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.