Purchase Originations
1,071
Ranked #356 nationally
Median Total Costs
$572
−91.4% vs national ($6,680)
↓ $123 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$0
Median Lender Credits
$495
Cost Rank (500+ vol.)
#5
among lenders with 500+ originations
Denial Rate
1.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 944 | 6.375% | $525 | $0 |
| va | 74 | 5.990% | $1,280 | $0 |
| fha | 53 | 5.624% | $9,381 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Arizona | 356 | 6.125% | $525 | #54 |
| Colorado | 235 | 6.250% | $0 | #68 |
| California | 162 | 6.375% | $1,253 | #161 |
| Texas | 86 | 5.750% | $625 | #296 |
| Nevada | 57 | 6.500% | $545 | #86 |
| South Carolina | 53 | 5.990% | $425 | #158 |
| North Carolina | 39 | 6.500% | $700 | — |
| Washington | 31 | 6.375% | $1,110 | — |
| Virginia | 25 | 6.500% | $640 | — |
| Idaho | 20 | 6.562% | $708 | — |
| Florida | 7 | 6.375% | $1,451 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.000% | — | 281 | −$572 | |
| 2 | $0 | 6.250% | — | 235 | −$572 | |
| 3 | $0 | 5.875% | — | 15 | −$572 | |
| 4 | $425 | 5.990% | — | 53 | −$147 | |
| 5 | $545 | 6.500% | — | 57 | −$27 | |
| 6 | $570 | 6.375% | — | 16 | −$2 | |
| 7 | $625 | 5.500% | — | 23 | +$53 | |
| 8 | $643 | 5.875% | — | 14 | +$71 | |
| 9 | $708 | 6.562% | — | 20 | +$136 | |
| 10 | $779 | 6.500% | — | 63 | +$207 | |
| 11 | $868 | 5.750% | — | 43 | +$296 | |
| 12 | $898 | 6.250% | — | 29 | +$326 | |
| 13 | $1,085 | 6.500% | — | 39 | +$513 | |
| 14 | $1,110 | 6.375% | — | 31 | +$538 | |
| 15 | $1,420 | 6.312% | — | 14 | +$848 | |
| 16 | $1,589 | 6.625% | — | 11 | +$1,017 | |
| 17 | $1,813 | 6.500% | — | 29 | +$1,241 | |
| 18 | $2,016 | 6.000% | — | 16 | +$1,444 | |
| 19 | $2,621 | 6.750% | — | 12 | +$2,049 | |
| 20 | $3,659 | 6.375% | — | 11 | +$3,087 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Shea Mortgage Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $555,000 | $335,000 | +$220,000 (+65.7%) |
| Median total closing costs | $572 | $7,127 | −$6,555 (−92.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.