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Lowest closing cost mortgage lenders in Spartanburg County County, South Carolina

In Spartanburg County, South Carolina, homebuyers paid a median of $7,148 in closing costs in 2024 — above the South Carolina median of $6,655. The county saw 5,253 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, ARK-LA-TEX FINANCIAL SERVICES, LLC. offered the lowest median costs at $1,505, which is $4,228 less than the county median.

Homebuyers in Spartanburg County County who chose ARK-LA-TEX FINANCIAL SERVICES, LLC. paid $5,643 less in closing costs than the county median.

County Median Costs

$7,148

+7.4% vs South Carolina ($6,655)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$2,495

Purchase Originations

5,253

vs South Carolina Median

7.4% above

$493

vs National Median

6.0% above

$407

Lender rankings in Spartanburg County County

67 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$2,8635.500%$0193−$2,396
2$3,2476.500%$46880−$2,012
3$3,6106.500%$1,17535−$1,649
4$3,6826.750%$1,22421−$1,577
5$3,6846.562%$1,33018−$1,575
6$3,7826.490%$1,49572−$1,477
7$4,0156.375%$1,54021−$1,244
8$4,1686.625%$2,21125−$1,091
9$4,3336.933%$1,62416−$926
10$4,3456.625%$2,04628−$914
11$4,3606.875%$1,49559−$900
12$4,3886.500%$2,24565−$871
13$4,4076.625%$2,08819−$852
14$4,6096.475%$1,97253−$650
15$4,6746.625%$1,92011−$585
16$4,6747.250%$2,62515−$585
17$4,6906.625%$2,03293−$569
18$4,8566.250%$2,50025−$403
19$4,8926.575%$2,44019−$367
20$5,0556.990%$2,56311−$204
21$5,0946.875%$2,92012−$165
22$5,1026.875%$2,85822−$157
23$5,1735.690%$2,52313−$86
24$5,2835.990%$1,74316+$24
25$5,3536.562%$1,74512+$94
26$5,3965.500%$2,623114+$137
27$5,4036.625%$3,10822+$144
28$5,4766.750%$2,92187+$217
29$5,4916.990%$2,94114+$232
30$5,5476.750%$3,14041+$288
31$5,5596.500%$3,10926+$300
32$5,6016.875%$2,98814+$342
33$5,6756.188%$3,05836+$416
34$5,7086.875%$2,82411+$449
35$5,8886.625%$2,42324+$629
36$5,9086.312%$3,378138+$649
37$5,9086.625%$3,897147+$649
38$5,9306.750%$3,42212+$671
39$5,9626.875%$3,53432+$703
40$5,9786.375%$3,25051+$719
41$5,9946.749%$2,24917+$735
42$6,0086.625%$3,66630+$749
43$6,0646.625%$4,25017+$805
44$6,2316.625%$3,42236+$972
45$6,2946.995%$3,76746+$1,035
46$6,3636.875%$3,20726+$1,104
47$6,4586.625%$3,61950+$1,199
48$6,7036.375%$3,87134+$1,444
49$6,7696.625%$4,157102+$1,510
50$6,7906.875%$3,59717+$1,531
51$6,8736.500%$4,42015+$1,614
52$7,1056.875%$4,37537+$1,846
53$7,2476.500%$4,80019+$1,988
54$7,4466.625%$4,705117+$2,187
55$7,5906.125%$4,68135+$2,331
56$8,5186.500%$5,72012+$3,259
57$8,7147.500%$5,82811+$3,455
58$9,3417.375%$5,20312+$4,082

Includes lenders with 10+ purchase originations in Spartanburg County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.