SOUTHWEST STAGE FUNDING, LLC closing costs and rates (2024)
In 2024, SOUTHWEST STAGE FUNDING, LLC originated 2,231 purchase mortgages at a median interest rate of 8.00% and median total closing costs of $4,879. That ranks #203 nationally by origination volume. For total closing costs among lenders with 500+ originations, SOUTHWEST STAGE FUNDING, LLC ranks #190. That is $1,862 below the national median of $6,741. SOUTHWEST STAGE FUNDING, LLC is most active in Texas with 574 originations there.
Purchase Originations
2,231
Ranked #203 nationally
Median Total Costs
$4,879
−27.6% vs national ($6,741)
Median Rate
8.000%
+20.9% vs national (6.620%)
Median Origination
$2,955
Median Lender Credits
$49
Cost Rank (500+ vol.)
#190
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,504 | 8.650% | $4,485 | $4,060 |
| fha | 608 | 6.375% | $6,035 | $0 |
| va | 119 | 5.875% | $297 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 574 | 8.400% | $4,728 | #104 |
| South Carolina | 268 | 7.338% | $5,024 | #58 |
| Florida | 166 | 6.812% | $5,717 | #190 |
| Alabama | 159 | 8.550% | $4,375 | #63 |
| North Carolina | 159 | 6.875% | $5,130 | #118 |
| Oklahoma | 140 | 8.150% | $4,939 | #57 |
| Tennessee | 134 | 7.475% | $4,621 | #102 |
| Georgia | 107 | 7.375% | $5,035 | #135 |
| Mississippi | 99 | 8.350% | $3,497 | #50 |
| Arkansas | 78 | 8.425% | $4,127 | #75 |
| Virginia | 65 | 6.375% | $5,352 | #156 |
| Louisiana | 49 | 8.400% | $4,345 | — |
| New Mexico | 43 | 8.150% | $5,109 | — |
| West Virginia | 34 | 8.775% | $4,885 | — |
| Missouri | 33 | 8.400% | $5,458 | — |
| Ohio | 21 | 8.000% | $3,265 | — |
| Kentucky | 20 | 8.925% | $5,214 | — |
| Arizona | 14 | 7.275% | $5,320 | — |
| Indiana | 12 | 7.800% | $4,241 | — |
| Illinois | 10 | 8.975% | $4,268 | — |
| Kansas | 8 | 7.700% | $5,313 | — |
| Montana | 7 | 7.550% | $6,493 | — |
| Pennsylvania | 7 | 9.150% | $5,201 | — |
| California | 5 | 7.150% | $8,202 | — |
| Colorado | 5 | 5.875% | $5,240 | — |
| Washington | 4 | 7.312% | $6,274 | — |
| Michigan | 3 | 10.700% | $4,483 | — |
| Oregon | 3 | 7.050% | $5,182 | — |
| Wyoming | 3 | 6.375% | $6,252 | — |
| Maryland | 1 | 10.500% | $5,232 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,407 | 8.800% | — | 12 | −$2,472 | |
| 2 | $3,194 | 8.450% | — | 11 | −$1,685 | |
| 3 | $3,211 | 7.450% | — | 16 | −$1,668 | |
| 4 | $3,261 | 9.600% | — | 11 | −$1,618 | |
| 5 | $3,369 | 9.550% | — | 16 | −$1,510 | |
| 6 | $3,590 | 7.950% | — | 11 | −$1,289 | |
| 7 | $4,339 | 7.850% | — | 16 | −$540 | |
| 8 | $4,491 | 7.450% | — | 11 | −$388 | |
| 9 | $4,495 | 7.600% | — | 14 | −$384 | |
| 10 | $4,784 | 8.100% | — | 23 | −$95 | |
| 11 | $4,959 | 8.500% | — | 16 | +$80 | |
| 12 | $5,228 | 6.375% | — | 11 | +$349 | |
| 13 | $5,279 | 8.200% | — | 18 | +$400 | |
| 14 | $5,447 | 6.125% | — | 12 | +$568 | |
| 15 | $5,547 | 7.300% | — | 18 | +$668 | |
| 16 | $5,624 | 8.037% | — | 12 | +$745 | |
| 17 | $5,909 | 9.550% | — | 11 | +$1,030 | |
| 18 | $6,646 | 6.375% | — | 14 | +$1,767 | |
| 19 | $7,157 | 6.500% | — | 17 | +$2,278 | |
| 20 | $7,469 | 6.875% | — | 25 | +$2,590 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.