PREMIA MORTGAGE, LLC closing costs and rates (2024)
In 2024, PREMIA MORTGAGE, LLC originated 1,857 purchase mortgages at a median interest rate of 6.40% and median total closing costs of $2,097. That ranks #238 nationally by origination volume. For total closing costs among lenders with 500+ originations, PREMIA MORTGAGE, LLC ranks #12. That is $4,644 below the national median of $6,741. PREMIA MORTGAGE, LLC is most active in Texas with 321 originations there.
Purchase Originations
1,857
Ranked #238 nationally
Median Total Costs
$2,097
−68.9% vs national ($6,741)
Median Rate
6.400%
−3.3% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$438
Cost Rank (500+ vol.)
#12
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,496 | 6.500% | $1,356 | $0 |
| va | 224 | 5.950% | $5,213 | $0 |
| fha | 137 | 6.125% | $7,599 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 321 | 6.125% | $3,341 | #155 |
| North Carolina | 119 | 6.450% | $250 | #135 |
| Florida | 114 | 6.438% | $2,975 | #233 |
| Georgia | 103 | 6.450% | $648 | #139 |
| Tennessee | 87 | 6.375% | $416 | #137 |
| Michigan | 73 | 6.600% | $50 | #127 |
| Missouri | 73 | 6.375% | $1,434 | #121 |
| South Carolina | 58 | 6.412% | $2,066 | #153 |
| Virginia | 58 | 6.287% | $1,135 | #164 |
| Illinois | 47 | 6.490% | $2,000 | — |
| Pennsylvania | 46 | 6.500% | $129 | — |
| California | 43 | 6.490% | $2,121 | — |
| Washington | 41 | 6.350% | $2,976 | — |
| Colorado | 39 | 6.375% | $1,278 | — |
| Ohio | 39 | 6.475% | $1,175 | — |
| Alabama | 36 | 6.625% | $1,204 | — |
| Minnesota | 35 | 6.250% | $795 | — |
| Indiana | 34 | 6.537% | $631 | — |
| New Jersey | 32 | 6.375% | $2,549 | — |
| Iowa | 29 | 6.500% | $0 | — |
| New Mexico | 29 | 6.400% | $3,827 | — |
| Arkansas | 28 | 6.375% | $139 | — |
| Arizona | 28 | 6.125% | $3,366 | — |
| Louisiana | 27 | 6.475% | $348 | — |
| Kansas | 26 | 6.375% | $838 | — |
| Wisconsin | 26 | 6.375% | $1,150 | — |
| Maryland | 23 | 6.375% | $2,933 | — |
| Utah | 22 | 6.550% | $3,023 | — |
| Oklahoma | 20 | 6.250% | $1,471 | — |
| Connecticut | 19 | 6.500% | $2,840 | — |
| Idaho | 18 | 6.400% | $6,283 | — |
| Kentucky | 17 | 6.575% | $3,602 | — |
| Nebraska | 17 | 6.500% | $1,650 | — |
| Massachusetts | 16 | 6.412% | $710 | — |
| New York | 16 | 6.263% | $5,354 | — |
| Mississippi | 14 | 6.500% | $2,713 | — |
| Oregon | 14 | 6.387% | $3,782 | — |
| Alaska | 13 | 6.125% | $2,195 | — |
| Montana | 11 | 6.500% | $2,550 | — |
| North Dakota | 10 | 6.188% | $2,352 | — |
| Delaware | 8 | 6.825% | $0 | — |
| West Virginia | 8 | 6.537% | $5,377 | — |
| Nevada | 5 | 5.625% | $4,571 | — |
| New Hampshire | 4 | 6.225% | $2,026 | — |
| Wyoming | 4 | 6.487% | $1,253 | — |
| Maine | 3 | 6.875% | $4,061 | — |
| Rhode Island | 2 | 6.250% | $318 | — |
| District of Columbia | 1 | 5.990% | $0 | — |
| South Dakota | 1 | 5.990% | $792 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.375% | — | 18 | −$2,097 | |
| 2 | $28 | 6.625% | — | 22 | −$2,069 | |
| 3 | $40 | 6.375% | — | 27 | −$2,057 | |
| 4 | $430 | 6.300% | — | 13 | −$1,667 | |
| 5 | $503 | 6.450% | — | 13 | −$1,594 | |
| 6 | $675 | 6.500% | — | 21 | −$1,422 | |
| 7 | $1,418 | 6.463% | — | 18 | −$679 | |
| 8 | $1,782 | 6.450% | — | 33 | −$315 | |
| 9 | $2,518 | 5.990% | — | 25 | +$421 | |
| 10 | $2,645 | 6.400% | — | 18 | +$548 | |
| 11 | $2,752 | 6.375% | — | 23 | +$655 | |
| 12 | $3,040 | 6.075% | — | 55 | +$943 | |
| 13 | $3,440 | 5.995% | — | 28 | +$1,343 | |
| 14 | $3,612 | 6.125% | — | 25 | +$1,515 | |
| 15 | $3,757 | 6.375% | — | 15 | +$1,660 | |
| 16 | $3,852 | 6.000% | — | 15 | +$1,755 | |
| 17 | $3,947 | 6.475% | — | 15 | +$1,850 | |
| 18 | $4,139 | 6.412% | — | 16 | +$2,042 | |
| 19 | $4,450 | 6.438% | — | 16 | +$2,353 | |
| 20 | $5,270 | 6.125% | — | 18 | +$3,173 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.