Lowest closing cost mortgage lenders in Oconee County County, South Carolina
In Oconee County, South Carolina, homebuyers paid a median of $6,291 in closing costs in 2024 — below the South Carolina median of $6,655. The county saw 645 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $4,081, which is $962 less than the county median.
Homebuyers in Oconee County County who chose JPMorgan Chase Bank, National Association paid $2,210 less in closing costs than the county median.
County Median Costs
$6,291
−5.5% vs South Carolina ($6,655)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,169
Purchase Originations
645
vs South Carolina Median
5.5% below
$-364
vs National Median
6.7% below
$-450
Lender rankings in Oconee County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,081 | 6.625% | $1,715 | 11 | −$962 | |
| 2 | $4,600 | 7.375% | $1,642 | 12 | −$443 | |
| 3 | $4,979 | 7.375% | $1,623 | 46 | −$64 | |
| 4 | $5,647 | 6.750% | $2,836 | 37 | +$604 | |
| 5 | $6,571 | 6.990% | $2,725 | 15 | +$1,528 | |
| 6 | $6,924 | 6.808% | $3,904 | 10 | +$1,881 | |
| 7 | $7,133 | 6.999% | $4,041 | 13 | +$2,090 | |
| 8 | $7,419 | 6.625% | $4,666 | 18 | +$2,376 | |
| 9 | $8,584 | 7.562% | $5,609 | 10 | +$3,541 |
Includes lenders with 10+ purchase originations in Oconee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.