Homebuyers in Oconee County County who chose Truist Bank paid $1,929 less in closing costs than the county median.
County Median Costs
$6,273
−7.2% vs South Carolina ($6,759)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,834
Purchase Originations
759
Denial Rate
13.1%
vs South Carolina avg (12.5%)
vs South Carolina Median
7.2% below
$-486
vs National Median
6.1% below
$-407
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,344 | 6.490% | $1,389 | 11 | −$809 | |
| 2 | $4,595 | 6.875% | $1,722 | 66 | −$558 | |
| 3 | $4,630 | 5.990% | $1,855 | 21 | −$523 | |
| 4 | $4,778 | 6.875% | $2,216 | 28 | −$375 | |
| 5 | $5,369 | 6.375% | $1,495 | 28 | +$216 | |
| 6 | $5,629 | 6.250% | $2,547 | 15 | +$476 | |
| 7 | $6,741 | 9.500% | $4,045 | 11 | +$1,588 | |
| 8 | $7,431 | 6.774% | $4,675 | 14 | +$2,278 |
Includes lenders with 10+ purchase originations in Oconee County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.