Purchase Originations
4,419
Ranked #110 nationally
Median Total Costs
$2,408
−64.0% vs national ($6,680)
↓ $2,123 vs prior year
Median Rate
7.750%
+19.4% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$0
Median Lender Credits
$125
Cost Rank (500+ vol.)
#24
among lenders with 500+ originations
Denial Rate
4.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| va | 3,384 | 7.750% | $750 | $0 |
| fha | 735 | 6.625% | $11,096 | $3,415 |
| conventional | 268 | 6.750% | $7,161 | $4,076 |
| usda | 32 | 6.500% | $6,708 | $2,702 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 1,086 | 7.750% | $2,378 | #55 |
| Georgia | 323 | 7.750% | $650 | #73 |
| Colorado | 289 | 6.625% | $7,267 | #57 |
| North Carolina | 285 | 7.750% | $2,382 | #83 |
| Florida | 269 | 7.750% | $2,260 | #131 |
| Oklahoma | 207 | 7.750% | $2,401 | #43 |
| California | 188 | 6.750% | $11,460 | #154 |
| Mississippi | 185 | 6.750% | $6,663 | #29 |
| Alabama | 162 | 7.750% | $708 | #63 |
| South Carolina | 138 | 7.750% | $155 | #102 |
| New Mexico | 131 | 6.625% | $9,676 | #32 |
| Louisiana | 123 | 7.250% | $6,365 | #53 |
| Tennessee | 101 | 7.750% | $650 | #127 |
| Arkansas | 87 | 7.750% | $58 | #71 |
| Ohio | 81 | 7.750% | $1,402 | #149 |
| Missouri | 78 | 7.750% | $318 | #114 |
| Washington | 68 | 7.000% | $7,455 | #133 |
| Kentucky | 62 | 7.750% | $471 | #103 |
| Indiana | 59 | 7.750% | $774 | #163 |
| Illinois | 54 | 7.750% | $896 | #187 |
| Arizona | 51 | 7.750% | $1,038 | #135 |
| Michigan | 46 | 7.750% | $945 | — |
| Kansas | 36 | 7.750% | $931 | — |
| Pennsylvania | 36 | 7.750% | $1,357 | — |
| Nevada | 35 | 7.750% | $776 | — |
| Oregon | 34 | 7.375% | $8,010 | — |
| Montana | 25 | 7.750% | $943 | — |
| West Virginia | 25 | 7.750% | $6,557 | — |
| Idaho | 22 | 7.250% | $4,056 | — |
| Maryland | 21 | 7.750% | $775 | — |
| Nebraska | 17 | 7.750% | $92 | — |
| Wisconsin | 17 | 7.750% | $20 | — |
| Iowa | 15 | 7.750% | $2,390 | — |
| New Jersey | 13 | 7.750% | $931 | — |
| Minnesota | 10 | 7.750% | $2,112 | — |
| South Dakota | 8 | 7.750% | $725 | — |
| Wyoming | 8 | 7.750% | $858 | — |
| Utah | 6 | 7.750% | $4,578 | — |
| Connecticut | 4 | 7.750% | $414 | — |
| Delaware | 4 | 7.750% | $1,254 | — |
| Virginia | 4 | 7.750% | $2,779 | — |
| Maine | 3 | 7.750% | $200 | — |
| Alaska | 2 | 7.625% | $3,876 | — |
| North Dakota | 1 | 7.750% | $0 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $954 | 7.750% | — | 188 | −$1,454 | |
| 2 | $1,293 | 7.750% | — | 57 | −$1,115 | |
| 3 | $1,811 | 7.750% | — | 62 | −$597 | |
| 4 | $2,308 | 7.750% | — | 59 | −$100 | |
| 5 | $2,444 | 7.750% | — | 33 | +$36 | |
| 6 | $2,520 | 7.750% | — | 53 | +$112 | |
| 7 | $5,268 | 7.750% | — | 29 | +$2,860 | |
| 8 | $5,564 | 6.750% | — | 43 | +$3,156 | |
| 9 | $5,739 | 6.250% | — | 170 | +$3,331 | |
| 10 | $5,972 | 7.750% | — | 28 | +$3,564 | |
| 11 | $6,220 | 7.000% | — | 120 | +$3,812 | |
| 12 | $6,997 | 7.000% | — | 31 | +$4,589 | |
| 13 | $7,201 | 7.500% | — | 43 | +$4,793 | |
| 14 | $7,600 | 6.562% | — | 92 | +$5,192 | |
| 15 | $8,368 | 6.750% | — | 47 | +$5,960 | |
| 16 | $8,513 | 6.875% | — | 69 | +$6,105 | |
| 17 | $9,517 | 6.250% | — | 34 | +$7,109 | |
| 18 | $9,768 | 6.750% | — | 40 | +$7,360 | |
| 19 | $11,191 | 6.312% | — | 46 | +$8,783 | |
| 20 | $13,918 | 6.688% | — | 82 | +$11,510 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mortgage Solutions OF Colorado, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $285,000 | $335,000 | −$50,000 (−14.9%) |
| Median total closing costs | $2,408 | $7,127 | −$4,719 (−66.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.