Homebuyers in Aiken County County who chose NAVY FEDERAL CREDIT UNION paid $5,545 less in closing costs than the county median.
County Median Costs
$6,966
+3.1% vs South Carolina ($6,759)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$2,267
Purchase Originations
2,420
Denial Rate
11.5%
vs South Carolina avg (12.5%)
vs South Carolina Median
3.1% above
$207
vs National Median
4.3% above
$286
35 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,619 | 5.875% | $0 | 28 | −$2,714 | |
| 2 | $3,560 | 6.000% | $1,241 | 15 | −$1,773 | |
| 3 | $3,604 | 6.183% | $617 | 10 | −$1,729 | |
| 4 | $3,669 | 6.750% | $254 | 18 | −$1,664 | |
| 5 | $3,776 | 6.487% | $1,288 | 10 | −$1,557 | |
| 6 | $3,910 | 6.500% | $1,722 | 17 | −$1,423 | |
| 7 | $4,016 | 6.875% | $1,641 | 10 | −$1,317 | |
| 8 | $4,155 | 6.500% | $1,685 | 13 | −$1,178 | |
| 9 | $4,486 | 6.450% | $1,592 | 24 | −$847 | |
| 10 | $4,559 | 6.625% | $2,346 | 18 | −$774 | |
| 11 | $4,674 | 6.375% | $995 | 23 | −$659 | |
| 12 | $4,730 | 6.500% | $1,595 | 43 | −$603 | |
| 13 | $4,850 | 6.490% | $2,669 | 43 | −$483 | |
| 14 | $4,966 | 6.500% | $2,556 | 107 | −$367 | |
| 15 | $4,981 | 6.625% | $2,017 | 12 | −$352 | |
| 16 | $5,102 | 6.750% | $1,882 | 10 | −$230 | |
| 17 | $5,190 | 6.725% | $2,741 | 28 | −$143 | |
| 18 | $5,411 | 6.875% | $2,324 | 11 | +$78 | |
| 19 | $5,635 | 5.938% | $2,995 | 82 | +$302 | |
| 20 | $5,802 | 6.375% | $3,442 | 65 | +$469 | |
| 21 | $5,979 | 6.500% | $3,288 | 81 | +$646 | |
| 22 | $6,200 | 6.625% | $3,326 | 11 | +$868 | |
| 23 | $6,337 | 6.625% | $3,777 | 36 | +$1,004 | |
| 24 | $6,465 | 6.688% | $3,228 | 12 | +$1,132 | |
| 25 | $6,661 | 6.625% | $3,166 | 29 | +$1,328 |
Includes lenders with 10+ purchase originations in Aiken County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.