Homebuyers in Laurens County County who chose FOUNDERS FEDERAL CREDIT UNION paid $5,226 less in closing costs than the county median.
County Median Costs
$7,980
+18.1% vs South Carolina ($6,759)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$2,755
Purchase Originations
961
Denial Rate
18.7%
vs South Carolina avg (12.5%)
vs South Carolina Median
18.1% above
$1,221
vs National Median
19.5% above
$1,300
17 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,754 | 6.812% | $0 | 20 | −$2,473 | |
| 2 | $2,909 | 5.375% | $0 | 29 | −$2,318 | |
| 3 | $3,248 | 9.800% | $0 | 17 | −$1,979 | |
| 4 | $4,243 | 7.125% | $2,038 | 22 | −$984 | |
| 5 | $5,910 | 6.558% | $2,531 | 10 | +$683 | |
| 6 | $6,180 | 6.562% | $3,263 | 16 | +$953 | |
| 7 | $6,359 | 6.875% | $3,711 | 13 | +$1,132 | |
| 8 | $6,459 | 6.625% | $3,694 | 17 | +$1,232 | |
| 9 | $6,615 | 6.875% | $3,727 | 17 | +$1,388 | |
| 10 | $6,881 | 6.433% | $3,782 | 10 | +$1,654 | |
| 11 | $7,388 | 4.933% | $5,033 | 26 | +$2,161 |
Includes lenders with 10+ purchase originations in Laurens County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.