Lowest closing cost mortgage lenders in Cherokee County County, South Carolina
In Cherokee County, South Carolina, homebuyers paid a median of $7,025 in closing costs in 2024 — above the South Carolina median of $6,655. The county saw 432 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $3,239, which is $1,791 less than the county median.
Homebuyers in Cherokee County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $3,786 less in closing costs than the county median.
County Median Costs
$7,025
+5.6% vs South Carolina ($6,655)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,632
Purchase Originations
432
vs South Carolina Median
5.6% above
$370
vs National Median
4.2% above
$284
Lender rankings in Cherokee County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,239 | 9.540% | $0 | 17 | −$1,791 | |
| 2 | $5,022 | 6.750% | $2,930 | 15 | −$8 | |
| 3 | $5,788 | 7.000% | $3,492 | 20 | +$758 |
Includes lenders with 10+ purchase originations in Cherokee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.