Lowest closing cost mortgage lenders in Horry County County, South Carolina
In Horry County, South Carolina, homebuyers paid a median of $5,841 in closing costs in 2024 — below the South Carolina median of $6,655. The county saw 6,740 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $10, which is $4,770 less than the county median.
Homebuyers in Horry County County who chose PULTE MORTGAGE LLC paid $5,831 less in closing costs than the county median.
County Median Costs
$5,841
−12.2% vs South Carolina ($6,655)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,838
Purchase Originations
6,740
vs South Carolina Median
12.2% below
$-814
vs National Median
13.3% below
$-900
Lender rankings in Horry County County
74 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $10 | 6.625% | $0 | 228 | −$4,770 | |
| 2 | $2,974 | 5.990% | $0 | 550 | −$1,805 | |
| 3 | $3,095 | 6.188% | $0 | 34 | −$1,684 | |
| 4 | $3,186 | 8.525% | $2,959 | 10 | −$1,593 | |
| 5 | $3,462 | 5.490% | $1,116 | 40 | −$1,317 | |
| 6 | $3,799 | 6.625% | $995 | 15 | −$980 | |
| 7 | $3,825 | 6.500% | $1,185 | 31 | −$954 | |
| 8 | $3,832 | 5.990% | $1,325 | 13 | −$948 | |
| 9 | $3,925 | 6.875% | $1,295 | 15 | −$854 | |
| 10 | $3,974 | 5.875% | $1,395 | 19 | −$805 | |
| 11 | $4,091 | 6.990% | $1,114 | 54 | −$688 | |
| 12 | $4,130 | 6.375% | $1,507 | 40 | −$649 | |
| 13 | $4,159 | 6.625% | $1,800 | 119 | −$620 | |
| 14 | $4,221 | 5.875% | $1,528 | 175 | −$558 | |
| 15 | $4,315 | 7.000% | $1,470 | 70 | −$464 | |
| 16 | $4,368 | 6.812% | $950 | 14 | −$411 | |
| 17 | $4,463 | 6.625% | $1,768 | 12 | −$316 | |
| 18 | $4,467 | 6.875% | $1,925 | 34 | −$312 | |
| 19 | $4,539 | 6.625% | $1,614 | 57 | −$240 | |
| 20 | $4,546 | 6.375% | $2,008 | 44 | −$233 | |
| 21 | $4,558 | 6.625% | $2,021 | 43 | −$221 | |
| 22 | $4,595 | 6.575% | $2,500 | 25 | −$184 | |
| 23 | $4,690 | 6.625% | $1,922 | 52 | −$89 | |
| 24 | $4,753 | 6.750% | $2,043 | 10 | −$26 | |
| 25 | $4,859 | 6.625% | $1,595 | 119 | +$80 | |
| 26 | $4,863 | 6.500% | $1,762 | 27 | +$84 | |
| 27 | $4,879 | 6.562% | $1,382 | 24 | +$100 | |
| 28 | $4,919 | 6.875% | $2,006 | 22 | +$140 | |
| 29 | $4,922 | 7.000% | $2,330 | 85 | +$143 | |
| 30 | $4,977 | 6.750% | $1,615 | 42 | +$198 | |
| 31 | $5,069 | 7.125% | $2,296 | 19 | +$290 | |
| 32 | $5,080 | 6.990% | $1,633 | 12 | +$301 | |
| 33 | $5,166 | 6.750% | $1,722 | 133 | +$387 | |
| 34 | $5,173 | 7.000% | $2,146 | 118 | +$394 | |
| 35 | $5,178 | 6.500% | $1,895 | 13 | +$399 | |
| 36 | $5,259 | 6.625% | $2,024 | 67 | +$480 | |
| 37 | $5,267 | 6.750% | $2,420 | 90 | +$488 | |
| 38 | $5,314 | 6.875% | $2,947 | 49 | +$535 | |
| 39 | $5,362 | 6.625% | $2,425 | 15 | +$583 | |
| 40 | $5,541 | 6.625% | $2,440 | 15 | +$762 | |
| 41 | $5,591 | 6.750% | $2,957 | 66 | +$812 | |
| 42 | $5,669 | 6.625% | $3,453 | 14 | +$890 | |
| 43 | $5,872 | 7.000% | $3,331 | 21 | +$1,093 | |
| 44 | $5,902 | 6.375% | $3,288 | 196 | +$1,123 | |
| 45 | $5,956 | 6.990% | $3,230 | 11 | +$1,177 | |
| 46 | $5,971 | 6.500% | $3,640 | 166 | +$1,192 | |
| 47 | $6,122 | 6.808% | $2,848 | 14 | +$1,343 | |
| 48 | $6,123 | 6.625% | $3,467 | 129 | +$1,344 | |
| 49 | $6,273 | 6.500% | $1,835 | 29 | +$1,494 | |
| 50 | $6,299 | 6.875% | $3,626 | 44 | +$1,520 | |
| 51 | $6,364 | 6.875% | $3,389 | 25 | +$1,585 | |
| 52 | $6,400 | 6.875% | $3,770 | 47 | +$1,621 | |
| 53 | $6,412 | 6.500% | $3,850 | 41 | +$1,633 | |
| 54 | $6,487 | 6.500% | $3,726 | 15 | +$1,708 | |
| 55 | $6,554 | 6.990% | $3,397 | 112 | +$1,775 | |
| 56 | $6,586 | 7.125% | $3,738 | 24 | +$1,807 | |
| 57 | $6,663 | 7.000% | $3,721 | 11 | +$1,884 | |
| 58 | $6,736 | 6.870% | $3,727 | 78 | +$1,957 | |
| 59 | $6,857 | 6.995% | $4,232 | 18 | +$2,078 | |
| 60 | $6,876 | 10.010% | $3,914 | 21 | +$2,097 | |
| 61 | $6,943 | 6.875% | $3,721 | 41 | +$2,164 | |
| 62 | $7,305 | 6.750% | $4,436 | 11 | +$2,526 | |
| 63 | $7,549 | 7.250% | $5,270 | 11 | +$2,770 | |
| 64 | $7,568 | 6.833% | $4,644 | 119 | +$2,789 | |
| 65 | $7,693 | 6.625% | $4,630 | 21 | +$2,914 | |
| 66 | $7,872 | 6.750% | $5,203 | 12 | +$3,093 | |
| 67 | $11,034 | 6.875% | $7,038 | 20 | +$6,255 | |
| 68 | $11,210 | 9.750% | $8,331 | 20 | +$6,431 | |
| 69 | $12,420 | 8.188% | $9,353 | 16 | +$7,641 | |
| 70 | $12,758 | 9.375% | $10,059 | 25 | +$7,979 |
Includes lenders with 10+ purchase originations in Horry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in South Carolina → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.