Purchase Originations
5,124
Ranked #96 nationally
Median Total Costs
$5,335
−20.1% vs national ($6,680)
↓ $361 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,800
Median Lender Credits
$550
Cost Rank (500+ vol.)
#224
among lenders with 500+ originations
Denial Rate
0.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 3,712 | 6.625% | $5,319 | $1,977 |
| va | 942 | 5.875% | $4,177 | $763 |
| fha | 470 | 6.490% | $9,781 | $1,889 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 544 | 6.500% | $6,298 | #109 |
| Florida | 428 | 6.562% | $5,457 | #103 |
| California | 281 | 6.500% | $5,485 | #117 |
| North Carolina | 251 | 6.625% | $4,662 | #91 |
| Georgia | 194 | 6.625% | $5,564 | #104 |
| Illinois | 176 | 6.625% | $6,789 | #107 |
| Virginia | 176 | 6.490% | $5,532 | #90 |
| Arizona | 166 | 6.490% | $5,740 | #77 |
| Pennsylvania | 164 | 6.625% | $6,241 | #120 |
| South Carolina | 155 | 6.500% | $4,976 | #92 |
| Ohio | 153 | 6.625% | $5,364 | #108 |
| Tennessee | 147 | 6.625% | $5,522 | #98 |
| Indiana | 138 | 6.625% | $3,812 | #107 |
| New Jersey | 126 | 6.625% | $6,486 | #91 |
| Michigan | 123 | 6.625% | $4,828 | #100 |
| Colorado | 120 | 6.490% | $3,466 | #99 |
| Missouri | 120 | 6.625% | $4,168 | #79 |
| New York | 105 | 6.625% | $5,694 | #121 |
| Washington | 103 | 6.490% | $4,844 | #109 |
| Alabama | 100 | 6.562% | $4,652 | #95 |
| Oklahoma | 93 | 6.490% | $4,923 | #70 |
| Maryland | 86 | 6.625% | $5,241 | #103 |
| Wisconsin | 84 | 6.625% | $4,406 | #106 |
| Minnesota | 81 | 6.625% | $4,669 | #104 |
| Kentucky | 77 | 6.625% | $4,442 | #94 |
| Kansas | 76 | 6.500% | $4,125 | #81 |
| Oregon | 69 | 6.490% | $5,536 | #85 |
| Arkansas | 67 | 6.625% | $4,055 | #83 |
| Louisiana | 60 | 6.625% | $5,603 | #73 |
| Massachusetts | 59 | 6.625% | $5,697 | #124 |
| Mississippi | 52 | 6.370% | $5,173 | #70 |
| Nevada | 52 | 6.625% | $4,906 | #90 |
| New Mexico | 51 | 6.625% | $4,904 | #62 |
| Iowa | 48 | 6.625% | $5,134 | — |
| Connecticut | 47 | 6.625% | $5,683 | — |
| Utah | 45 | 6.625% | $5,002 | — |
| West Virginia | 34 | 6.625% | $6,861 | — |
| Idaho | 31 | 6.625% | $6,127 | — |
| Nebraska | 30 | 6.688% | $4,824 | — |
| Montana | 29 | 6.625% | $6,482 | — |
| New Hampshire | 28 | 6.625% | $5,071 | — |
| Maine | 26 | 6.625% | $4,204 | — |
| Hawaii | 24 | 3.000% | $5,273 | — |
| Delaware | 18 | 6.562% | $4,963 | — |
| Wyoming | 18 | 6.375% | $5,290 | — |
| Alaska | 15 | 6.490% | $4,694 | — |
| South Dakota | 15 | 6.375% | $3,506 | — |
| Rhode Island | 13 | 6.625% | $5,753 | — |
| Vermont | 13 | 6.750% | $5,958 | — |
| North Dakota | 7 | 6.500% | $3,945 | — |
| District of Columbia | 6 | 6.808% | $7,261 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,972 | 4.155% | — | 30 | −$2,363 | |
| 2 | $4,339 | 6.490% | — | 38 | −$996 | |
| 3 | $4,490 | 4.125% | — | 33 | −$845 | |
| 4 | $4,545 | 6.495% | — | 30 | −$790 | |
| 5 | $4,564 | 6.490% | — | 22 | −$771 | |
| 6 | $4,858 | 3.000% | — | 21 | −$477 | |
| 7 | $5,068 | 6.490% | — | 22 | −$267 | |
| 8 | $5,311 | 6.375% | — | 32 | −$24 | |
| 9 | $5,487 | 6.250% | — | 55 | +$152 | |
| 10 | $5,517 | 6.500% | — | 21 | +$182 | |
| 11 | $5,810 | 5.933% | — | 22 | +$475 | |
| 12 | $5,971 | 6.490% | — | 105 | +$636 | |
| 13 | $6,182 | 6.490% | — | 39 | +$847 | |
| 14 | $6,205 | 6.750% | — | 22 | +$870 | |
| 15 | $6,352 | 6.625% | — | 68 | +$1,017 | |
| 16 | $6,560 | 6.495% | — | 34 | +$1,225 | |
| 17 | $6,676 | 6.562% | — | 26 | +$1,341 | |
| 18 | $6,805 | 6.625% | — | 37 | +$1,470 | |
| 19 | $6,819 | 6.490% | — | 21 | +$1,484 | |
| 20 | $7,746 | 6.625% | — | 54 | +$2,411 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Nationstar Mortgage LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $325,000 | $335,000 | −$10,000 (−3.0%) |
| Median total closing costs | $5,335 | $7,127 | −$1,792 (−25.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.