STANDARD MORTGAGE CORPORATION closing costs and rates (2024)
In 2024, STANDARD MORTGAGE CORPORATION originated 292 purchase mortgages at a median interest rate of 6.35% and median total closing costs of $5,049. That is $1,692 below the national median of $6,741. STANDARD MORTGAGE CORPORATION is most active in Louisiana with 256 originations there.
Purchase Originations
292
Median Total Costs
$5,049
−25.1% vs national ($6,741)
Median Rate
6.348%
−4.1% vs national (6.620%)
Median Origination
$1,670
Median Lender Credits
$145
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 194 | 6.625% | $4,539 | $1,662 |
| fha | 73 | 6.125% | $8,401 | $1,682 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 256 | 6.270% | $5,107 | #29 |
| Texas | 14 | 6.625% | $7,209 | — |
| Mississippi | 8 | 6.500% | $4,516 | — |
| Alabama | 3 | 6.625% | $3,578 | — |
| North Carolina | 3 | 6.500% | $4,282 | — |
| Colorado | 2 | 6.875% | $4,730 | — |
| South Carolina | 2 | 6.375% | $6,461 | — |
| Tennessee | 2 | 6.188% | $8,269 | — |
| Arkansas | 1 | 7.000% | $3,885 | — |
| Georgia | 1 | 6.125% | $3,104 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,032 | 6.625% | — | 3 | −$1,017 | |
| 2 | $4,333 | 6.500% | — | 39 | −$716 | |
| 3 | $4,381 | 6.125% | — | 6 | −$668 | |
| 4 | $4,403 | 6.250% | — | 13 | −$646 | |
| 5 | $4,412 | 6.633% | — | 2 | −$637 | |
| 6 | $4,479 | 6.625% | — | 5 | −$570 | |
| 7 | $4,896 | 5.625% | — | 5 | −$153 | |
| 8 | $4,939 | 6.250% | — | 43 | −$110 | |
| 9 | $5,009 | 6.625% | — | 3 | −$40 | |
| 10 | $5,314 | 6.625% | — | 3 | +$265 | |
| 11 | $5,318 | 6.500% | — | 37 | +$269 | |
| 12 | $5,356 | 6.625% | — | 3 | +$307 | |
| 13 | $5,362 | 6.125% | — | 5 | +$313 | |
| 14 | $5,461 | 6.500% | — | 11 | +$412 | |
| 15 | $5,865 | 6.190% | — | 19 | +$816 | |
| 16 | $6,131 | 5.938% | — | 4 | +$1,082 | |
| 17 | $6,663 | 6.250% | — | 37 | +$1,614 | |
| 18 | $6,793 | 6.095% | — | 4 | +$1,744 | |
| 19 | $6,930 | 6.250% | — | 2 | +$1,881 | |
| 20 | $7,120 | 6.250% | — | 9 | +$2,071 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.