Origin Bank closing costs and rates (2024)
In 2024, Origin Bank originated 681 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,997. That ranks #518 nationally by origination volume. For total closing costs among lenders with 500+ originations, Origin Bank ranks #196. That is $1,744 below the national median of $6,741. Origin Bank is most active in Louisiana with 346 originations there.
Purchase Originations
681
Ranked #518 nationally
Median Total Costs
$4,997
−25.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,145
Median Lender Credits
$388
Cost Rank (500+ vol.)
#196
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 411 | 6.875% | $4,125 | $1,145 |
| fha | 170 | 6.490% | $8,204 | $1,257 |
| va | 75 | 6.250% | $5,278 | $0 |
| usda | 25 | 6.375% | $5,428 | $945 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Louisiana | 346 | 6.500% | $4,367 | #21 |
| Texas | 204 | 6.990% | $5,604 | #192 |
| Mississippi | 120 | 6.490% | $5,708 | #44 |
| Arkansas | 4 | 6.624% | $4,200 | — |
| Florida | 3 | 6.490% | $6,131 | — |
| Alabama | 1 | 6.750% | $3,315 | — |
| California | 1 | 8.250% | $15,988 | — |
| Georgia | 1 | 6.750% | $8,021 | — |
| New Mexico | 1 | 6.500% | $12,744 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,788 | 6.625% | — | 64 | −$1,209 | |
| 2 | $3,871 | 6.433% | — | 36 | −$1,126 | |
| 3 | $4,197 | 6.625% | — | 79 | −$800 | |
| 4 | $4,504 | 6.500% | — | 7 | −$493 | |
| 5 | $4,512 | 7.250% | — | 30 | −$485 | |
| 6 | $4,694 | 6.250% | — | 5 | −$303 | |
| 7 | $4,763 | 6.500% | — | 69 | −$234 | |
| 8 | $4,764 | 6.500% | — | 41 | −$233 | |
| 9 | $4,827 | 6.500% | — | 94 | −$170 | |
| 10 | $4,965 | 6.990% | — | 6 | −$32 | |
| 11 | $4,997 | 7.250% | — | 25 | +$0 | |
| 12 | $5,131 | 7.375% | — | 9 | +$134 | |
| 13 | $5,147 | 6.500% | — | 7 | +$150 | |
| 14 | $5,163 | 6.990% | — | 81 | +$166 | |
| 15 | $5,986 | 6.490% | — | 5 | +$989 | |
| 16 | $6,727 | 6.490% | — | 4 | +$1,730 | |
| 17 | $7,294 | 6.495% | — | 24 | +$2,297 | |
| 18 | $8,820 | 6.245% | — | 6 | +$3,823 | |
| 19 | $9,821 | 6.125% | — | 7 | +$4,824 | |
| 20 | $11,930 | 7.125% | — | 8 | +$6,933 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.