Lowest closing cost mortgage lenders in St. Mary Parish County, Louisiana
In St. Mary Parish, Louisiana, homebuyers paid a median of $6,233 in closing costs in 2024 — near the Louisiana median of $6,202. The county saw 171 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First Horizon Bank offered the lowest median costs at $4,558, which is $128 less than the county median.
Homebuyers in St. Mary Parish County who chose First Horizon Bank paid $1,675 less in closing costs than the county median.
County Median Costs
$6,233
+0.5% vs Louisiana ($6,202)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,070
Purchase Originations
171
vs Louisiana Median
0.5% above
$31
vs National Median
7.5% below
$-508
Lender rankings in St. Mary Parish County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,558 | 6.625% | $2,339 | 18 | −$128 | |
| 2 | $5,471 | 7.125% | $2,844 | 11 | +$785 |
Includes lenders with 10+ purchase originations in St. Mary Parish County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Louisiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.