UIF CORPORATION closing costs and rates (2024)
In 2024, UIF CORPORATION originated 1,501 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $5,733. That ranks #276 nationally by origination volume. For total closing costs among lenders with 500+ originations, UIF CORPORATION ranks #264. That is $1,008 below the national median of $6,741. UIF CORPORATION is most active in Texas with 245 originations there.
Purchase Originations
1,501
Ranked #276 nationally
Median Total Costs
$5,733
−14.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$2,001
Median Lender Credits
$323
Cost Rank (500+ vol.)
#264
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,501 | 6.875% | $5,733 | $2,001 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 245 | 6.990% | $6,720 | #176 |
| Michigan | 190 | 6.875% | $4,042 | #79 |
| New York | 143 | 6.625% | $5,928 | #102 |
| Illinois | 114 | 6.990% | $6,699 | #136 |
| Ohio | 104 | 6.933% | $4,963 | #133 |
| Minnesota | 97 | 6.625% | $7,354 | #91 |
| New Jersey | 94 | 6.625% | $7,584 | #111 |
| Georgia | 74 | 6.875% | $5,620 | #163 |
| Virginia | 58 | 6.995% | $4,903 | #165 |
| Pennsylvania | 57 | 6.625% | $5,943 | #198 |
| Florida | 46 | 6.990% | $6,392 | — |
| North Carolina | 40 | 6.625% | $4,127 | — |
| California | 39 | 7.125% | $5,918 | — |
| Maryland | 39 | 7.125% | $4,673 | — |
| Indiana | 26 | 7.125% | $3,629 | — |
| Missouri | 19 | 7.125% | $3,960 | — |
| Washington | 18 | 7.438% | $5,447 | — |
| Oklahoma | 16 | 7.125% | $4,950 | — |
| Colorado | 11 | 6.750% | $5,216 | — |
| Massachusetts | 11 | 6.990% | $6,174 | — |
| Wisconsin | 11 | 6.875% | $2,857 | — |
| Tennessee | 10 | 6.995% | $5,592 | — |
| Kentucky | 7 | 7.000% | $4,004 | — |
| South Carolina | 7 | 6.250% | $4,252 | — |
| Kansas | 5 | 6.990% | $3,600 | — |
| Alabama | 4 | 6.812% | $3,435 | — |
| Arizona | 4 | 7.058% | $6,245 | — |
| Connecticut | 4 | 6.750% | $6,209 | — |
| Iowa | 4 | 7.125% | $5,724 | — |
| Oregon | 4 | 6.625% | $7,124 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,795 | 6.875% | — | 52 | −$1,938 | |
| 2 | $4,154 | 6.875% | — | 89 | −$1,579 | |
| 3 | $4,226 | 6.625% | — | 15 | −$1,507 | |
| 4 | $4,371 | 7.000% | — | 31 | −$1,362 | |
| 5 | $4,584 | 6.625% | — | 69 | −$1,149 | |
| 6 | $4,585 | 7.000% | — | 13 | −$1,148 | |
| 7 | $4,774 | 6.990% | — | 19 | −$959 | |
| 8 | $5,552 | 6.933% | — | 52 | −$181 | |
| 9 | $5,768 | 6.933% | — | 30 | +$35 | |
| 10 | $6,206 | 6.990% | — | 41 | +$473 | |
| 11 | $6,425 | 7.125% | — | 41 | +$692 | |
| 12 | $6,576 | 7.058% | — | 30 | +$843 | |
| 13 | $6,821 | 7.000% | — | 79 | +$1,088 | |
| 14 | $6,895 | 6.990% | — | 42 | +$1,162 | |
| 15 | $7,049 | 6.990% | — | 40 | +$1,316 | |
| 16 | $7,156 | 6.500% | — | 13 | +$1,423 | |
| 17 | $7,182 | 6.990% | — | 31 | +$1,449 | |
| 18 | $7,354 | 6.990% | — | 29 | +$1,621 | |
| 19 | $7,614 | 6.625% | — | 27 | +$1,881 | |
| 20 | $9,545 | 7.000% | — | 19 | +$3,812 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.