AML FUNDING LLC closing costs and rates (2024)
In 2024, AML FUNDING LLC originated 802 purchase mortgages at a median interest rate of 6.56% and median total closing costs of $6,068. That ranks #444 nationally by origination volume. For total closing costs among lenders with 500+ originations, AML FUNDING LLC ranks #286. That is $673 below the national median of $6,741. AML FUNDING LLC is most active in Texas with 398 originations there.
Purchase Originations
802
Ranked #444 nationally
Median Total Costs
$6,068
−10.0% vs national ($6,741)
Median Rate
6.562%
−0.9% vs national (6.620%)
Median Origination
$1,758
Median Lender Credits
$35
Cost Rank (500+ vol.)
#286
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 656 | 6.625% | $5,752 | $1,660 |
| fha | 110 | 6.375% | $11,409 | $2,292 |
| va | 35 | 6.250% | $8,641 | $4,243 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Texas | 398 | 6.500% | $6,533 | #142 |
| Oklahoma | 59 | 6.500% | $5,395 | #93 |
| Colorado | 52 | 6.688% | $6,868 | #140 |
| Louisiana | 45 | 6.500% | $5,010 | — |
| North Carolina | 44 | 6.500% | $5,421 | — |
| Arizona | 26 | 6.750% | $6,306 | — |
| Florida | 25 | 6.750% | $5,823 | — |
| Ohio | 23 | 6.625% | $5,119 | — |
| California | 19 | 6.625% | $7,626 | — |
| Georgia | 18 | 6.438% | $5,113 | — |
| Michigan | 10 | 6.250% | $6,215 | — |
| Illinois | 9 | 6.500% | $6,307 | — |
| Pennsylvania | 8 | 6.625% | $6,728 | — |
| Missouri | 7 | 6.500% | $4,505 | — |
| New Jersey | 7 | 6.500% | $10,524 | — |
| Indiana | 6 | 6.500% | $5,737 | — |
| Virginia | 6 | 6.938% | $6,948 | — |
| Alabama | 5 | 6.500% | $4,112 | — |
| Arkansas | 5 | 7.375% | $6,133 | — |
| Kansas | 5 | 7.125% | $4,926 | — |
| Tennessee | 5 | 6.625% | $5,465 | — |
| Mississippi | 4 | 6.375% | $7,463 | — |
| Minnesota | 3 | 6.000% | $4,737 | — |
| Nevada | 3 | 7.000% | $7,126 | — |
| South Carolina | 3 | 6.625% | $4,015 | — |
| Washington | 3 | 6.500% | $4,806 | — |
| Maryland | 2 | 7.312% | $4,933 | — |
| Kentucky | 1 | 6.000% | $5,172 | — |
| New Mexico | 1 | 6.000% | $5,290 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,494 | 6.312% | — | 8 | −$1,574 | |
| 2 | $4,506 | 6.562% | — | 16 | −$1,562 | |
| 3 | $4,714 | 6.625% | — | 7 | −$1,354 | |
| 4 | $4,881 | 6.625% | — | 8 | −$1,187 | |
| 5 | $5,135 | 6.375% | — | 19 | −$933 | |
| 6 | $5,139 | 6.375% | — | 11 | −$929 | |
| 7 | $5,519 | 6.383% | — | 14 | −$549 | |
| 8 | $5,752 | 6.625% | — | 69 | −$316 | |
| 9 | $5,898 | 6.625% | — | 17 | −$170 | |
| 10 | $6,227 | 6.625% | — | 54 | +$159 | |
| 11 | $6,306 | 6.750% | — | 24 | +$238 | |
| 12 | $6,372 | 6.562% | — | 32 | +$304 | |
| 13 | $6,505 | 6.562% | — | 48 | +$437 | |
| 14 | $6,514 | 6.625% | — | 21 | +$446 | |
| 15 | $6,783 | 6.875% | — | 13 | +$715 | |
| 16 | $7,291 | 6.500% | — | 82 | +$1,223 | |
| 17 | $7,589 | 6.875% | — | 7 | +$1,521 | |
| 18 | $9,568 | 6.125% | — | 9 | +$3,500 | |
| 19 | $12,291 | 6.125% | — | 26 | +$6,223 | |
| 20 | $20,898 | 5.990% | — | 9 | +$14,830 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.