Purchase Originations
1,789
Ranked #249 nationally
Median Total Costs
$5,319
−20.4% vs national ($6,680)
↑ $67 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↓ 0.750% vs prior year
Median Origination
$1,080
Median Lender Credits
$500
Cost Rank (500+ vol.)
#223
among lenders with 500+ originations
Denial Rate
8.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,789 | 6.125% | $5,319 | $1,080 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 965 | 6.125% | $5,979 | #39 |
| New York | 297 | 6.750% | $5,541 | #68 |
| Nevada | 125 | 6.000% | $3,415 | #58 |
| Georgia | 114 | 6.000% | $4,526 | #133 |
| Texas | 103 | 6.000% | $3,810 | #275 |
| Massachusetts | 100 | 6.500% | $5,016 | #91 |
| Washington | 85 | 6.000% | $5,005 | #117 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,415 | 6.000% | — | 125 | −$1,904 | |
| 2 | $3,485 | 6.000% | — | 50 | −$1,834 | |
| 3 | $4,087 | 6.500% | — | 29 | −$1,232 | |
| 4 | $4,290 | 6.000% | — | 40 | −$1,029 | |
| 5 | $4,301 | 6.000% | — | 27 | −$1,018 | |
| 6 | $4,364 | 5.875% | — | 37 | −$955 | |
| 7 | $4,383 | 6.500% | — | 29 | −$936 | |
| 8 | $4,640 | 6.750% | — | 167 | −$679 | |
| 9 | $4,681 | 6.000% | — | 48 | −$638 | |
| 10 | $4,739 | 6.000% | — | 40 | −$580 | |
| 11 | $5,032 | 6.000% | — | 23 | −$287 | |
| 12 | $5,259 | 6.500% | — | 54 | −$60 | |
| 13 | $5,298 | 6.500% | — | 44 | −$21 | |
| 14 | $5,769 | 6.125% | — | 48 | +$450 | |
| 15 | $6,036 | 6.000% | — | 364 | +$717 | |
| 16 | $6,118 | 6.375% | — | 159 | +$799 | |
| 17 | $6,525 | 6.000% | — | 31 | +$1,206 | |
| 18 | $6,705 | 6.625% | — | 52 | +$1,386 | |
| 19 | $7,145 | 6.500% | — | 190 | +$1,826 | |
| 20 | $7,582 | 6.750% | — | 31 | +$2,263 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | East West Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $485,000 | $335,000 | +$150,000 (+44.8%) |
| Median total closing costs | $5,319 | $7,127 | −$1,808 (−25.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.