Purchase Originations
1,546
Ranked #280 nationally
Median Total Costs
$10,415
+55.9% vs national ($6,680)
↑ $418 vs prior year
Median Rate
4.500%
−30.7% vs national (6.490%)
↓ 0.490% vs prior year
Median Origination
$1,490
Median Lender Credits
$387
Cost Rank (500+ vol.)
#556
among lenders with 500+ originations
Denial Rate
4.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 1,044 | 3.990% | $11,248 | $1,490 |
| conventional | 364 | 5.495% | $6,196 | $1,490 |
| va | 111 | 4.990% | $481 | $0 |
| usda | 27 | 3.990% | $8,028 | $1,490 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 725 | 4.990% | $10,243 | #36 |
| Florida | 671 | 3.990% | $10,377 | #65 |
| Tennessee | 149 | 3.990% | $11,985 | #97 |
| North Carolina | 1 | 3.990% | $11,601 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,395 | 6.875% | — | 29 | −$4,020 | |
| 2 | $8,695 | 3.990% | — | 29 | −$1,720 | |
| 3 | $8,721 | 3.990% | — | 42 | −$1,694 | |
| 4 | $8,801 | 4.990% | — | 142 | −$1,614 | |
| 5 | $9,717 | 4.990% | — | 87 | −$698 | |
| 6 | $10,101 | 3.990% | — | 73 | −$314 | |
| 7 | $10,332 | 3.990% | — | 192 | −$83 | |
| 8 | $10,366 | 4.990% | — | 43 | −$49 | |
| 9 | $10,483 | 4.990% | — | 56 | +$68 | |
| 10 | $10,540 | 4.990% | — | 37 | +$125 | |
| 11 | $10,545 | 4.990% | — | 34 | +$130 | |
| 12 | $10,732 | 5.750% | — | 31 | +$317 | |
| 13 | $11,147 | 3.990% | — | 156 | +$732 | |
| 14 | $11,276 | 4.490% | — | 45 | +$861 | |
| 15 | $11,773 | 4.990% | — | 47 | +$1,358 | |
| 16 | $11,798 | 4.490% | — | 145 | +$1,383 | |
| 17 | $11,972 | 4.990% | — | 28 | +$1,557 | |
| 18 | $12,004 | 5.933% | — | 58 | +$1,589 | |
| 19 | $13,296 | 3.990% | — | 49 | +$2,881 | |
| 20 | $13,758 | 3.990% | — | 82 | +$3,343 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Trailblazer Mortgage L.L.C. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $10,415 | $7,127 | +$3,288 (+46.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.