Capital City Home Loans, LLC closing costs and rates (2024)
In 2024, Capital City Home Loans, LLC originated 1,162 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,632. That ranks #332 nationally by origination volume. For total closing costs among lenders with 500+ originations, Capital City Home Loans, LLC ranks #345. That is $109 below the national median of $6,741. Capital City Home Loans, LLC is most active in Georgia with 706 originations there.
Purchase Originations
1,162
Ranked #332 nationally
Median Total Costs
$6,632
−1.6% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,150
Median Lender Credits
$1,293
Cost Rank (500+ vol.)
#345
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 940 | 6.875% | $5,870 | $2,093 |
| fha | 160 | 6.625% | $12,550 | $3,051 |
| va | 49 | 6.375% | $8,450 | $1,843 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Georgia | 706 | 6.750% | $6,463 | #40 |
| Florida | 323 | 6.875% | $6,784 | #127 |
| Tennessee | 66 | 6.625% | $8,306 | #157 |
| North Carolina | 30 | 6.875% | $6,784 | — |
| South Carolina | 18 | 7.125% | $6,213 | — |
| Alabama | 14 | 6.625% | $5,509 | — |
| Virginia | 3 | 6.500% | $4,614 | — |
| Mississippi | 2 | 6.375% | $9,718 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,427 | 6.625% | — | 13 | −$3,205 | |
| 2 | $4,416 | 6.938% | — | 18 | −$2,216 | |
| 3 | $4,659 | 6.875% | — | 35 | −$1,973 | |
| 4 | $5,100 | 6.625% | — | 94 | −$1,532 | |
| 5 | $5,347 | 6.625% | — | 32 | −$1,285 | |
| 6 | $5,434 | 6.688% | — | 30 | −$1,198 | |
| 7 | $5,558 | 6.938% | — | 28 | −$1,074 | |
| 8 | $5,773 | 6.875% | — | 29 | −$859 | |
| 9 | $5,866 | 6.875% | — | 68 | −$766 | |
| 10 | $6,082 | 6.625% | — | 69 | −$550 | |
| 11 | $6,122 | 6.625% | — | 35 | −$510 | |
| 12 | $6,133 | 7.000% | — | 20 | −$499 | |
| 13 | $6,325 | 6.625% | — | 59 | −$307 | |
| 14 | $6,332 | 6.625% | — | 67 | −$300 | |
| 15 | $7,460 | 6.375% | — | 22 | +$828 | |
| 16 | $8,813 | 6.750% | — | 19 | +$2,181 | |
| 17 | $8,871 | 7.812% | — | 14 | +$2,239 | |
| 18 | $10,119 | 6.812% | — | 14 | +$3,487 | |
| 19 | $10,789 | 6.750% | — | 28 | +$4,157 | |
| 20 | $12,925 | 6.688% | — | 14 | +$6,293 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.