Lowest closing cost mortgage lenders in Madison County County, Georgia
In Madison County, Georgia, homebuyers paid a median of $8,631 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 268 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Regions Bank offered the lowest median costs at $6,584, which is $471 less than the county median.
Homebuyers in Madison County County who chose Regions Bank paid $2,047 less in closing costs than the county median.
County Median Costs
$8,631
+8.7% vs Georgia ($7,943)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,333
Purchase Originations
268
vs Georgia Median
8.7% above
$688
vs National Median
28.0% above
$1,890
Lender rankings in Madison County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,584 | 6.375% | $3,774 | 11 | −$471 | |
| 2 | $7,667 | 6.490% | $5,243 | 32 | +$612 | |
| 3 | $7,970 | 6.625% | $4,866 | 11 | +$915 |
Includes lenders with 10+ purchase originations in Madison County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.