Lowest closing cost mortgage lenders in Pickens County County, Georgia
In Pickens County, Georgia, homebuyers paid a median of $8,405 in closing costs in 2024 — above the Georgia median of $7,943. The county saw 460 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, VANDERBILT MORTGAGE AND FINANCE, INC. offered the lowest median costs at $6,091, which is $603 less than the county median.
Homebuyers in Pickens County County who chose VANDERBILT MORTGAGE AND FINANCE, INC. paid $2,314 less in closing costs than the county median.
County Median Costs
$8,405
+5.8% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,952
Purchase Originations
460
vs Georgia Median
5.8% above
$462
vs National Median
24.7% above
$1,664
Lender rankings in Pickens County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,091 | 7.500% | $3,927 | 12 | −$603 | |
| 2 | $6,284 | 6.999% | $3,295 | 27 | −$410 | |
| 3 | $6,681 | 7.125% | $2,174 | 13 | −$13 | |
| 4 | $6,934 | 6.500% | $4,879 | 18 | +$240 | |
| 5 | $7,822 | 6.625% | $4,040 | 13 | +$1,128 | |
| 6 | $8,876 | 6.990% | $6,362 | 11 | +$2,182 |
Includes lenders with 10+ purchase originations in Pickens County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.