Lowest closing cost mortgage lenders in Oconee County County, Georgia
In Oconee County, Georgia, homebuyers paid a median of $7,396 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 399 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $3,078, which is $3,690 less than the county median.
Homebuyers in Oconee County County who chose DHI MORTGAGE COMPANY, LTD. paid $4,318 less in closing costs than the county median.
County Median Costs
$7,396
−6.9% vs Georgia ($7,943)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$3,216
Purchase Originations
399
vs Georgia Median
6.9% below
$-547
vs National Median
9.7% above
$655
Lender rankings in Oconee County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,078 | 5.990% | $0 | 37 | −$3,690 | |
| 2 | $4,685 | 6.990% | $1,612 | 15 | −$2,082 | |
| 3 | $5,439 | 6.500% | $1,225 | 15 | −$1,328 | |
| 4 | $8,019 | 6.562% | $5,083 | 16 | +$1,252 | |
| 5 | $8,120 | 6.625% | $4,635 | 15 | +$1,353 | |
| 6 | $8,503 | 6.500% | $4,954 | 23 | +$1,736 | |
| 7 | $8,729 | 6.875% | $4,084 | 19 | +$1,962 | |
| 8 | $8,763 | 6.625% | $5,429 | 22 | +$1,996 | |
| 9 | $9,121 | 6.625% | $5,721 | 10 | +$2,354 | |
| 10 | $9,370 | 6.499% | $6,038 | 12 | +$2,603 |
Includes lenders with 10+ purchase originations in Oconee County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.