City National Bank of Florida closing costs and rates (2024)
In 2024, City National Bank of Florida originated 633 purchase mortgages at a median interest rate of 5.88% and median total closing costs of $5,952. That ranks #549 nationally by origination volume. For total closing costs among lenders with 500+ originations, City National Bank of Florida ranks #279. That is $789 below the national median of $6,741. City National Bank of Florida is most active in Florida with 573 originations there.
Purchase Originations
633
Ranked #549 nationally
Median Total Costs
$5,952
−11.7% vs national ($6,741)
Median Rate
5.875%
−11.3% vs national (6.620%)
Median Origination
$1,590
Median Lender Credits
$528
Cost Rank (500+ vol.)
#279
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 528 | 5.875% | $5,400 | $1,590 |
| fha | 76 | 5.995% | $14,111 | $1,590 |
| va | 29 | 5.990% | $7,428 | $1,590 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 573 | 5.875% | $5,954 | #78 |
| Alabama | 31 | 5.990% | $3,436 | — |
| New York | 5 | 6.000% | $7,757 | — |
| California | 2 | 6.812% | $10,012 | — |
| Georgia | 2 | 6.375% | $2,177 | — |
| Maryland | 2 | 7.312% | $8,440 | — |
| Missouri | 2 | 5.750% | $6,490 | — |
| North Carolina | 2 | 6.188% | $10,662 | — |
| South Carolina | 2 | 6.307% | $7,648 | — |
| Virginia | 2 | 6.308% | $4,666 | — |
| Arizona | 1 | 5.875% | $5,548 | — |
| Connecticut | 1 | 6.124% | $5,075 | — |
| Illinois | 1 | 5.875% | $7,140 | — |
| Louisiana | 1 | 5.750% | $6,615 | — |
| Mississippi | 1 | 5.990% | $4,015 | — |
| Ohio | 1 | 6.375% | $5,049 | — |
| Pennsylvania | 1 | 6.490% | $9,710 | — |
| Tennessee | 1 | 5.990% | $4,274 | — |
| Texas | 1 | 7.000% | $6,221 | — |
| Utah | 1 | 8.375% | $4,201 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,605 | 6.057% | — | 22 | −$3,347 | |
| 2 | $4,998 | 5.375% | — | 32 | −$954 | |
| 3 | $5,059 | 5.625% | — | 176 | −$893 | |
| 4 | $5,178 | 5.750% | — | 93 | −$774 | |
| 5 | $5,322 | 6.624% | — | 14 | −$630 | |
| 6 | $5,580 | 6.000% | — | 8 | −$372 | |
| 7 | $5,634 | 6.500% | — | 3 | −$318 | |
| 8 | $6,280 | 5.375% | — | 11 | +$328 | |
| 9 | $6,370 | 5.995% | — | 8 | +$418 | |
| 10 | $6,378 | 6.188% | — | 20 | +$426 | |
| 11 | $6,539 | 4.875% | — | 42 | +$587 | |
| 12 | $6,625 | 6.500% | — | 10 | +$673 | |
| 13 | $8,440 | 7.312% | — | 2 | +$2,488 | |
| 14 | $8,626 | 6.125% | — | 114 | +$2,674 | |
| 15 | $9,536 | 6.125% | — | 8 | +$3,584 | |
| 16 | $9,845 | 6.124% | — | 5 | +$3,893 | |
| 17 | $11,471 | 5.750% | — | 5 | +$5,519 | |
| 18 | $12,099 | 6.125% | — | 4 | +$6,147 | |
| 19 | $12,969 | 5.750% | — | 3 | +$7,017 | |
| 20 | $14,990 | 5.938% | — | 10 | +$9,038 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.