Purchase Originations
838
Ranked #434 nationally
Median Total Costs
$6,721
+0.6% vs national ($6,680)
↑ $769 vs prior year
Median Rate
6.125%
−5.6% vs national (6.490%)
↑ 0.250% vs prior year
Median Origination
$1,590
Median Lender Credits
$240
Cost Rank (500+ vol.)
#339
among lenders with 500+ originations
Denial Rate
6.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 636 | 6.125% | $5,921 | $1,590 |
| fha | 152 | 5.990% | $11,281 | $1,618 |
| va | 46 | 5.995% | $5,664 | $1,590 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 547 | 6.125% | $6,768 | #85 |
| Georgia | 220 | 6.250% | $6,968 | #95 |
| Alabama | 37 | 6.124% | $4,494 | — |
| New York | 8 | 6.062% | $7,380 | — |
| South Carolina | 6 | 6.625% | $5,307 | — |
| North Carolina | 5 | 6.624% | $4,188 | — |
| Ohio | 4 | 6.188% | $7,196 | — |
| Tennessee | 4 | 6.062% | $5,224 | — |
| Texas | 2 | 5.875% | $12,044 | — |
| Kentucky | 1 | 6.375% | $5,118 | — |
| Maryland | 1 | 6.125% | $10,823 | — |
| Montana | 1 | 5.875% | $5,451 | — |
| New Jersey | 1 | 5.375% | $11,560 | — |
| Virginia | 1 | 5.625% | $3,461 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,988 | 6.125% | — | 29 | −$3,733 | |
| 2 | $5,000 | 6.000% | — | 73 | −$1,721 | |
| 3 | $5,496 | 6.375% | — | 15 | −$1,225 | |
| 4 | $5,609 | 6.125% | — | 147 | −$1,112 | |
| 5 | $5,651 | 6.125% | — | 7 | −$1,070 | |
| 6 | $5,675 | 6.125% | — | 37 | −$1,046 | |
| 7 | $6,118 | 6.433% | — | 32 | −$603 | |
| 8 | $6,212 | 6.188% | — | 10 | −$509 | |
| 9 | $6,261 | 6.125% | — | 20 | −$460 | |
| 10 | $6,312 | 6.125% | — | 29 | −$409 | |
| 11 | $7,506 | 6.250% | — | 8 | +$785 | |
| 12 | $8,025 | 6.375% | — | 8 | +$1,304 | |
| 13 | $8,045 | 5.990% | — | 12 | +$1,324 | |
| 14 | $8,507 | 6.000% | — | 13 | +$1,786 | |
| 15 | $8,939 | 5.990% | — | 13 | +$2,218 | |
| 16 | $9,739 | 6.125% | — | 9 | +$3,018 | |
| 17 | $9,987 | 6.124% | — | 17 | +$3,266 | |
| 18 | $10,165 | 6.375% | — | 17 | +$3,444 | |
| 19 | $10,323 | 6.125% | — | 139 | +$3,602 | |
| 20 | $10,930 | 6.000% | — | 11 | +$4,209 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | City National Bank of Florida | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $325,000 | $335,000 | −$10,000 (−3.0%) |
| Median total closing costs | $6,721 | $7,127 | −$406 (−5.7%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.