Lowest closing cost mortgage lenders in Lowndes County County, Georgia
In Lowndes County, Georgia, homebuyers paid a median of $7,114 in closing costs in 2024 — below the Georgia median of $7,943. The county saw 1,145 purchase mortgages at a median rate of 6.25%. Among lenders with 10+ originations, COLONY BANK offered the lowest median costs at $4,331, which is $1,174 less than the county median.
Homebuyers in Lowndes County County who chose COLONY BANK paid $2,783 less in closing costs than the county median.
County Median Costs
$7,114
−10.4% vs Georgia ($7,943)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$1,591
Purchase Originations
1,145
vs Georgia Median
10.4% below
$-829
vs National Median
5.5% above
$373
Lender rankings in Lowndes County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,331 | 6.688% | $1,300 | 10 | −$1,174 | |
| 2 | $4,611 | 6.625% | $2,252 | 10 | −$894 | |
| 3 | $5,354 | 6.625% | $2,585 | 48 | −$151 | |
| 4 | $6,608 | 6.875% | $3,782 | 18 | +$1,103 | |
| 5 | $6,793 | 6.875% | $3,330 | 29 | +$1,288 | |
| 6 | $6,796 | 6.812% | $4,013 | 32 | +$1,291 | |
| 7 | $8,250 | 6.500% | $5,479 | 22 | +$2,745 |
Includes lenders with 10+ purchase originations in Lowndes County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Georgia → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.